Equity Analysis

Particulars	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Credit-Deposit(%)	103.00	94.97	97.87	116.77	291.62
Investment / Deposit (%)	34.44	37.66	33.34	29.73	82.53
Cash / Deposit (%)	8.51	7.69	4.25	11.23	30.45
Interest Expended / Interest Earned (%)	46.02	49.03	49.43	49.22	65.06
Other Income / Total Income (%)	16.89	10.61	8.60	17.87	8.60
Operating Expenses / Total Income (%)	34.72	37.34	38.32	48.01	82.67
Interest Income / Total Funds (%)	13.42	13.88	15.03	16.88	13.03
Interest Expended / Total Funds (%)	6.17	6.81	7.43	8.31	8.48
Net Interest Income / Total Funds (%)	7.24	7.08	7.60	8.57	4.55
Non Interest Income / Total Funds (%)	2.73	1.65	1.41	3.67	1.23
Operating Expenses / Total Funds (%)	5.61	5.80	6.30	9.87	11.79
Profit before Provisions / Total Funds (%)	4.37	2.93	2.71	2.38	-6.01
Net Profit / Total funds (%)	1.12	0.03	0.51	0.26	-20.31
RONW (%)	4.84	0.11	1.67	1.09	0.00