Equity Analysis

Particulars	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Credit-Deposit(%)	80.84	78.12	78.21	80.94	81.87
Investment / Deposit (%)	22.31	21.55	22.49	23.57	25.35
Cash / Deposit (%)	7.48	6.94	4.25	4.38	4.68
Interest Expended / Interest Earned (%)	56.96	56.36	59.78	64.81	63.43
Other Income / Total Income (%)	12.18	13.26	12.46	12.76	10.58
Operating Expenses / Total Income (%)	24.69	27.00	23.27	22.01	21.51
Interest Income / Total Funds (%)	6.97	6.46	7.19	7.76	7.66
Interest Expended / Total Funds (%)	3.97	3.64	4.30	5.03	4.86
Net Interest Income / Total Funds (%)	3.00	2.82	2.89	2.73	2.80
Non Interest Income / Total Funds (%)	0.97	0.99	1.02	1.13	0.91
Operating Expenses / Total Funds (%)	1.96	2.01	1.91	1.96	1.84
Profit before Provisions / Total Funds (%)	1.99	1.78	1.99	1.88	1.85
Net Profit / Total funds (%)	1.25	0.89	0.83	0.91	0.83
RONW (%)	14.94	10.83	10.38	11.11	9.77