Equity Analysis

Particulars	Dec 2023	Sep 2023	Jun 2023
Operating Income	1766.90	1867.45	1766.31
Total Income	1838.22	1885.06	1784.09
Interest	1194.35	1223.30	1236.69
Employee Expenses	140.28	138.91	155.91
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	38.11	34.95	36.02
TOTAL OPERATING EXPENDITURE	1372.74	1397.16	1428.62
Operating Profit Before Prov. & Cont.	465.48	487.90	355.47
Provisions & Write Offs	139.97	133.81	33.80
Depreciation	21.93	21.24	17.89
TOTAL EXPENDITURE	1534.64	1552.21	1480.31
Tax	0.00	-1.66	1.66
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	77.84	86.88	61.17
Reported Profit After Tax	225.74	247.63	240.95
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	225.74	247.63	240.95
EPS (Unit Curr.)	4.67	5.24	5.11
EPS (Adj) (Unit Curr.)	4.17	4.67	4.56
Calculated EPS (Unit Curr.)	4.58	5.16	5.11
Calculated EPS (Adj) (Unit Curr.)	4.09	4.60	4.56
Calculated EPS (Ann.) (Unit Curr.)	18.34	20.66	20.44
Calculated EPS (Adj) (Ann.) (Unit Curr.)	16.36	18.43	18.23
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	62.50	0.00
Equity	98.49	95.91	94.32
Reserve & Surplus	0.00	0.00	0.00
Face Value	2.00	2.00	2.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	86.02	84.47	88.23
PBDTM(%)	18.42	18.96	18.21
PATM(%)	12.78	13.26	13.64
Net Interest Income	0.00	0.00	0.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	0.00	0.00	0.00
Return on Equity(%)	0.00	0.00	0.00
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	0.00	0.00
Provision Coverage Ratio(%)	0.00	0.00	0.00
Capital Adequacy Ratio	0.00	0.00	0.00
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	0.00	0.00	0.00
(%) Net Non Performing Assets	0.00	0.00	0.00
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.00	0.00	0.00
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	1.25	0.00
Diluted EPS	4.61	5.16	5.09