Equity Analysis

Particulars	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Credit-Deposit(%)	67.20	68.92	71.59	71.23	71.53
Investment / Deposit (%)	33.90	30.26	29.30	31.06	31.07
Cash / Deposit (%)	5.33	5.41	4.73	4.75	5.07
Interest Expended / Interest Earned (%)	69.23	74.12	73.35	73.35	74.53
Other Income / Total Income (%)	13.00	13.84	13.05	8.05	9.61
Operating Expenses / Total Income (%)	21.49	17.79	16.54	15.77	14.76
Interest Income / Total Funds (%)	7.10	7.18	7.51	8.61	8.88
Interest Expended / Total Funds (%)	4.91	5.32	5.51	6.31	6.62
Net Interest Income / Total Funds (%)	2.18	1.86	2.00	2.29	2.26
Non Interest Income / Total Funds (%)	1.06	1.15	1.13	0.75	0.94
Operating Expenses / Total Funds (%)	1.75	1.48	1.43	1.48	1.45
Profit before Provisions / Total Funds (%)	1.49	1.53	1.70	1.57	1.88
Net Profit / Total funds (%)	0.02	-2.42	-0.45	0.07	0.22
RONW (%)	0.33	0.00	-8.29	1.16	5.99