Equity Analysis

Particulars	Mar 2024	Dec 2023	Sep 2023
Operating Income	272.02	256.15	239.29
Total Income	279.45	263.94	246.51
Interest	88.30	84.58	89.16
Employee Expenses	60.01	57.03	53.34
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	16.96	20.90	19.15
TOTAL OPERATING EXPENDITURE	165.27	162.51	161.65
Operating Profit Before Prov. & Cont.	114.18	101.43	84.86
Provisions & Write Offs	13.63	12.28	10.98
Depreciation	3.63	3.42	3.25
TOTAL EXPENDITURE	182.53	178.21	175.88
Tax	12.51	24.80	24.37
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	10.98	-3.08	-6.35
Reported Profit After Tax	73.43	64.02	52.61
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	73.43	64.02	52.61
EPS (Unit Curr.)	0.69	0.60	0.52
EPS (Adj) (Unit Curr.)	0.69	0.60	0.52
Calculated EPS (Unit Curr.)	0.69	0.60	0.50
Calculated EPS (Adj) (Unit Curr.)	0.69	0.60	0.50
Calculated EPS (Ann.) (Unit Curr.)	2.74	2.40	1.99
Calculated EPS (Adj) (Ann.) (Unit Curr.)	2.74	2.40	1.99
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00
Equity	1071.89	1066.72	1059.46
Reserve & Surplus	0.00	0.00	0.00
Face Value	10.00	10.00	10.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	69.42	67.82	68.13
PBDTM(%)	36.96	34.80	30.87
PATM(%)	26.99	24.99	21.99
Net Interest Income	0.00	0.00	0.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	6822.00	6266.00	0.00
Return on Equity(%)	0.00	0.00	0.00
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	0.00	0.00
Provision Coverage Ratio(%)	44.74	43.50	0.00
Capital Adequacy Ratio	40.50	41.50	0.00
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	2.43	2.38	0.00
(%) Net Non Performing Assets	1.36	1.36	0.00
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.00	0.00	0.00
Loans Disbursed(Amt Rs cr)	724.00	713.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	0.67	0.58	0.51