Equity Analysis

Particulars	Mar 2024	Dec 2023	Sep 2023
Operating Income	79.29	68.57	63.07
Total Income	88.95	77.08	70.83
Interest	2.11	1.84	1.48
Employee Expenses	37.12	32.42	32.40
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	32.73	25.57	25.80
TOTAL OPERATING EXPENDITURE	71.96	59.83	59.68
Operating Profit Before Prov. & Cont.	16.99	17.25	11.15
Provisions & Write Offs	0.04	0.00	0.00
Depreciation	2.59	2.39	2.00
TOTAL EXPENDITURE	74.59	62.22	61.68
Tax	2.61	0.50	1.12
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	2.81	2.03	0.55
Reported Profit After Tax	8.93	12.32	7.50
Extra-ordinary Items	-0.34	0.00	0.00
Adjusted Profit After Extra-ordinary item	9.27	12.32	7.50
EPS (Unit Curr.)	3.62	5.00	3.04
EPS (Adj) (Unit Curr.)	3.62	5.00	3.04
Calculated EPS (Unit Curr.)	3.62	4.99	3.04
Calculated EPS (Adj) (Unit Curr.)	3.62	4.99	3.04
Calculated EPS (Ann.) (Unit Curr.)	14.46	19.97	12.18
Calculated EPS (Adj) (Ann.) (Unit Curr.)	14.46	19.97	12.18
Book Value (Unit Curr.)	0.00	0.00	0.00
Dividend (%)	0.00	0.00	0.00
Equity	24.69	24.68	24.64
Reserve & Surplus	0.00	0.00	0.00
Face Value	10.00	10.00	10.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	24.03	27.84	20.04
PBDTM(%)	21.36	25.16	17.69
PATM(%)	11.26	17.97	11.89
Net Interest Income	0.00	0.00	0.00
Operating Expenses	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00
Assets Under Management	0.00	0.00	0.00
Return on Equity(%)	0.00	0.00	0.00
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	0.00	0.00	0.00
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	0.00	0.00	0.00
Provision Coverage Ratio(%)	0.00	0.00	0.00
Capital Adequacy Ratio	0.00	0.00	0.00
Tier I Capital	0.00	0.00	0.00
Tier II Capital	0.00	0.00	0.00
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	0.00	0.00	0.00
(%) Net Non Performing Assets	0.00	0.00	0.00
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	0.00	0.00	0.00
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00
Dividend Per Share(Rs)	0.00	0.00	0.00
Diluted EPS	3.51	4.90	3.03