Equity Analysis

Particulars	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Credit-Deposit(%)	92.68	96.61	126.10	124.02	103.90
Investment / Deposit (%)	31.06	26.44	32.51	40.07	36.87
Cash / Deposit (%)	13.58	13.96	4.75	5.03	5.19
Interest Expended / Interest Earned (%)	65.12	65.84	62.93	73.89	66.89
Other Income / Total Income (%)	14.75	14.64	13.06	31.26	13.42
Operating Expenses / Total Income (%)	32.53	30.71	25.12	17.74	18.03
Interest Income / Total Funds (%)	6.75	6.43	7.54	8.16	8.55
Interest Expended / Total Funds (%)	4.39	4.23	4.75	6.03	5.72
Net Interest Income / Total Funds (%)	2.35	2.20	2.80	2.13	2.83
Non Interest Income / Total Funds (%)	1.17	1.10	1.13	3.71	1.32
Operating Expenses / Total Funds (%)	2.57	2.31	2.18	2.11	1.78
Profit before Provisions / Total Funds (%)	0.95	0.99	1.75	3.74	2.35
Net Profit / Total funds (%)	0.21	0.36	-1.30	-5.14	0.50
RONW (%)	1.51	2.75	0.00	0.00	6.53