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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Jammu and Kashmir Bank Ltd Banks - Private Sector

  • Govt - J & K
  • BSE Code : 7311.0
  • ISIN : INE168A01041
145.27 -1 (-0.34%)
  • As on 12 Sep 2026 (EOD)
  • Today’s Low

    142.80
  • Today’s High

    146.65
  • Open

    145.20
  • Perv Close

    145.77
  • 52W Low

    97.35
  • 52W High

    201.75

Key Indicators

  • P/E(TTM)

    6.95

  • Mar.Cap (₹Cr.)

    15,996.88

  • Div & Yield %

    0.00

  • Book Value(₹)

    142.83

  • Debt-Equity Ratio

    -0.34

  • AGM Date

    11-Sep-2026

  • EPS

    20.91

  • P/E Ratio

    6.95

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    15,996.88

  • RONW (%)

    18.12

  • ROCE (%)

    0.00

Score Board

  • Equity (₹ in Cr.)

    110.12

  • BV (₹)

    142.80

  • Sales( ₹ in Cr.)

    14,085.04

  • NP (in Cr.)

    2,362.23

  • NP Var(%)

    14.0

  • Div%

    0.0

  • CPS (₹)

    22.60

  • EPS (₹)

    21.50

  • Traded Value (₹ in Lakhs)

    15,994.68

  • 52 Week High

    201.75

  • 52 Week Low

    97.35

  • Price BSE

    145.0

  • Price NSE

    145.00

  • Market Capital( in Cr.)

    15,994.68

  • P/C Ratio

    6.40

  • P/E Ratio

    6.80

  • Price Vs.BV

    21.50

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Interest Earned 13,145.19 12,535.86 11,212.36 9,355.11 8,013.48 8,111.09
Other Income 939.85 1,130.36 825.48 756.81 744.01 692.08
Total Income 14,085.04 13,666.22 12,037.84 10,111.92 8,757.49 8,803.17
EXPENDITURE :            
Interest Expended 7,269.42 6,742.04 6,008.68 4,609.83 4,102.25 4,340.31
Payments to and Provisions for Employees 2,479.12 2,789.66 2,571.56 2,703.66 2,671.93 2,059.38
Operating Expenses & Administrative Expenses 441.15 402.80 382.76 333.98 311.94 281.28
Depreciation 128.06 167.83 217.55 157.56 143.87 133.93
Other Expenses, Provisions & Contingencies 809.42 630.19 472.73 522.54 784.79 1,454.20
Provision for Tax 745.77 686.06 588.79 530.55 215.34 36.65
Provision Towards Deferred Tax -151.37 165.18 28.51 56.43 25.80 65.30
Total Expenditure 11,721.57 11,583.76 10,270.58 8,914.54 8,255.92 8,371.04
PROFIT & LOSS            
Net Profit / Loss for The Year 2,363.47 2,082.46 1,767.27 1,197.38 501.56 432.12
Extraordinary Items 1.24 1.28 0.79 0.80 0.19 0.20
Adjusted Net Profit 2,362.23 2,081.18 1,766.48 1,196.58 501.37 431.92
Profit brought forward 0.00 0.00 0.00 0.00 0.00 0.00
APPROPRIATION            
Transfer to Statutory Reserve 598.09 548.56 441.82 299.35 125.39 108.03
Transfer to Other Reserves 1,765.39 1,297.15 1,088.70 846.47 376.17 324.09
Trans. to Government /Proposed Dividend 0.00 236.75 236.75 51.57 0.00 0.00
Balance carried forward to Balance Sheet 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend(%) 0.00 215.00 215.00 50.00 0.00 0.00
Dividend Per Share(Rs) 0.00 2.15 2.15 0.50 0.00 0.00
Earnings Per Share-Unit Curr 21.46 18.91 16.05 11.61 5.38 6.06
Earnings Per Share(Adj)-Unit Curr 21.46 18.91 16.05 11.61 5.38 6.06
Book Value-Unit Curr 138.28 118.16 99.58 83.96 75.71 82.02
Book Value(Adj)-Unit Curr 138.28 118.16 99.58 83.96 75.71 82.02

Shareholding Pattern

  • Promoter Group

    59.40%

  • Public Share Holding

    40.60%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 654,098,280 59.40 654,098,280 3
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 654,098,280 59.40 654,098,280 3
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 100 0.00 100 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 129,140 0.01 10,200 7
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 103,292,064 9.38 103,292,064 185
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 10,849,961 0.99 10,849,961 11
Mutual Funds / UTI 70,050,806 6.36 70,050,806 23
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 5,353,814 0.49 5,353,814 18
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 189,675,885 17.22 189,556,945 245
2] Non Institution
Bodies Corporate 27,879,952 2.53 27,875,952 1,067
Clearing Members 1,630,407 0.15 1,630,407 60
Directors of their Relatives 8,247 0.00 8,247 2
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 20,959,952 1.90 20,959,952 3,025
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 8,809,114 0.80 8,809,114 2,939
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 34,203,848 3.11 34,203,848 40
Individuals holding nominal share capital up to Rs. 1 lakh 160,763,494 14.60 156,296,140 212,237
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 781,005 0.07 781,005 12
Others 2,306,741 0.21 2,306,741 2
Sub Total 257,408,298 23.38 252,936,944 219,388
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,101,182,463 100.00 1,096,592,169 219,636

Company Background

Jammu and Kashmir Bank LtdBanks - Private Sector

  • Jammu and Kashmir Bank Ltd
  • BSE Code : 7311.0
  • ISIN : INE168A01041
  • Incorporation Year

    1938

  • Registered Office

    Moulana Azad Road
    , Srinagar,
    Jammu & Kashmir-190001

  • Telephone

    91-194-2481930-35 Extn 1541-1547

  • FAX

    91-194-2481928

  • Chairman

    S Krishnan

  • Managing Director

    Amitava Chatterjee

  • Company Secretary

    Mohammad Shafi Mir

  • Auditor

    Gupta Gupta & Associates LLP/JCR & Co. LLP.

  • Face Value

    1

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Jammu and Kashmir Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
J & K Bank 145.25 14,085.04 13,145.19 6.95 0.00
ICICI Bank 1,379.15 200,703.68 169,946.09 18.97 0.00
SBI 997.00 556,240.68 482,797.17 11.22 0.00
HDFC Bank 708.00 370,054.63 307,522.07 14.44 0.00
Kotak Mah. Bank 418.70 67,187.26 55,563.98 28.04 0.00
Federal Bank 344.40 32,135.76 27,695.38 19.21 0.00
Karur Vysya Bank 333.85 13,158.67 11,074.35 11.76 0.00
Bank of Baroda 237.80 142,750.49 126,993.66 7.34 0.00
Canara Bank 123.90 153,204.21 126,366.17 5.83 0.00
IDBI Bank 83.44 35,743.53 28,997.26 9.32 0.00
UCO Bank 23.98 29,740.99 26,281.36 10.66 0.00