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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Jammu and Kashmir Bank Ltd Banks - Private Sector

  • Govt - J & K
  • BSE Code : 7311.0
  • ISIN : INE168A01041
101.91 -2 (-2.12%)
  • As on 02 Aug 2025 (EOD)
  • Today’s Low

    101.50
  • Today’s High

    104.58
  • Open

    104.22
  • Perv Close

    104.12
  • 52W Low

    86.61
  • 52W High

    123.70

Key Indicators

  • P/E(TTM)

    5.21

  • Mar.Cap (₹Cr.)

    11,222.15

  • Div & Yield %

    2.11

  • Book Value(₹)

    122.70

  • Debt-Equity Ratio

    -2.12

  • AGM Date

    01-Aug-2025

  • EPS

    19.54

  • P/E Ratio

    5.21

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    11,222.15

  • RONW (%)

    18.12

  • ROCE (%)

    0.00

Score Board

  • Equity (₹ in Cr.)

    110.12

  • BV (₹)

    122.70

  • Sales( ₹ in Cr.)

    13,672.67

  • NP (in Cr.)

    2,082.46

  • NP Var(%)

    18.0

  • Div%

    215.0

  • CPS (₹)

    18.90

  • EPS (₹)

    18.90

  • Traded Value (₹ in Lakhs)

    11,210.04

  • 52 Week High

    123.70

  • 52 Week Low

    86.61

  • Price BSE

    102.0

  • Price NSE

    102.00

  • Market Capital( in Cr.)

    11,210.04

  • P/C Ratio

    5.40

  • P/E Ratio

    5.40

  • Price Vs.BV

    18.90

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Interest Earned 11,212.36 9,355.11 8,013.48 8,111.09 8,446.29 7,675.56
Other Income 825.48 756.81 744.01 692.08 545.92 812.63
Total Income 12,037.84 10,111.92 8,757.49 8,803.17 8,992.21 8,488.19
EXPENDITURE :            
Interest Expended 6,008.68 4,609.83 4,102.25 4,340.31 4,739.62 4,291.63
Payments to and Provisions for Employees 2,571.56 2,703.66 2,671.93 2,059.38 1,886.05 1,646.18
Operating Expenses & Administrative Expenses 382.76 333.98 311.94 281.28 262.92 273.65
Depreciation 217.55 157.56 143.87 133.93 125.40 104.09
Other Expenses, Provisions & Contingencies 472.73 522.54 784.79 1,454.20 3,078.26 1,512.90
Provision for Tax 588.79 530.55 215.34 36.65 71.91 272.24
Provision Towards Deferred Tax 28.51 56.43 25.80 65.30 -32.55 -77.39
Total Expenditure 10,270.58 8,914.54 8,255.92 8,371.04 10,131.62 8,023.31
PROFIT & LOSS            
Net Profit / Loss for The Year 1,767.27 1,197.38 501.56 432.12 -1,139.41 464.88
Extraordinary Items 0.79 0.80 0.19 0.20 0.44 0.10
Adjusted Net Profit 1,766.48 1,196.58 501.37 431.92 -1,139.85 464.78
Profit brought forward 0.00 0.00 0.00 0.00 0.00 0.00
APPROPRIATION            
Transfer to Statutory Reserve 441.82 299.35 125.39 108.03 0.00 116.22
Transfer to Other Reserves 1,088.70 846.47 376.17 324.09 -1,139.41 348.66
Trans. to Government /Proposed Dividend 236.75 51.57 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend(%) 215.00 50.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 2.15 0.50 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 16.05 11.61 5.38 6.06 -15.97 8.35
Earnings Per Share(Adj)-Unit Curr 16.05 11.61 5.38 6.06 -15.97 8.35
Book Value-Unit Curr 99.58 83.96 75.71 82.02 75.64 108.08
Book Value(Adj)-Unit Curr 99.58 83.96 75.71 82.02 75.64 108.08

Shareholding Pattern

  • Promoter Group

    59.40%

  • Public Share Holding

    40.60%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 654,098,280 59.40 654,098,280 3
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 654,098,280 59.40 654,098,280 3
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 200 0.00 200 2
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 200 0.00 200 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 21,701,689 1.97 21,701,689 17
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 66,521,856 6.04 66,521,856 144
Insurance Companies 23,599,441 2.14 23,599,441 5
Mutual Funds / UTI 38,407,286 3.49 38,407,286 15
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 2,589,616 0.24 2,589,616 10
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 152,820,288 13.88 152,820,288 194
2] Non Institution
Bodies Corporate 26,567,076 2.41 26,434,136 812
Clearing Members 338,953 0.03 338,953 12
Directors of their Relatives 500 0.00 500 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 20,866,915 1.90 20,866,915 2,539
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 9,491,162 0.86 9,491,162 3,382
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 29,323,836 2.66 29,323,836 29
Individuals holding nominal share capital up to Rs. 1 lakh 204,783,866 18.60 199,425,082 258,985
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 486,146 0.04 486,146 9
Others 2,405,441 0.22 2,405,441 2
Sub Total 294,263,895 26.72 288,772,171 265,771
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,101,182,463 100.00 1,095,690,739 265,968

Company Background

Jammu and Kashmir Bank LtdBanks - Private Sector

  • Jammu and Kashmir Bank Ltd
  • BSE Code : 7311.0
  • ISIN : INE168A01041
  • Incorporation Year

    1938

  • Registered Office

    Moulana Azad Road
    , Srinagar,
    Jammu & Kashmir-190001

  • Telephone

    91-194-2481930-35 Extn 1541-1547

  • FAX

    91-194-2481928

  • Chairman

  • Managing Director

    Baldev Prakash

  • Company Secretary

    Mohammad Shafi Mir

  • Auditor

    Gupta Gupta & Associates/JCR & Co/Lunawat & Co

  • Face Value

    1

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Jammu and Kashmir Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
J & K Bank 101.80 12,037.84 11,212.36 5.21 0.00
HDFC Bank 2,012.25 346,149.32 300,517.04 22.27 0.00
Kotak Mah. Bank 1,992.10 67,880.86 52,919.73 29.38 0.00
ICICI Bank 1,471.40 165,848.71 142,890.94 21.46 0.00
St Bk of India 793.95 524,172.41 462,489.35 10.34 0.00
Karur Vysya Bank 259.75 11,507.59 9,678.04 10.44 0.00
Bank of Baroda 235.10 138,088.97 121,441.64 6.18 0.00
Federal Bank 195.95 25,267.53 22,188.26 11.88 0.00
Canara Bank 105.85 142,207.87 119,755.07 5.37 0.00
IDBI Bank 90.17 33,826.02 28,902.03 12.42 0.00
UCO Bank 29.12 29,473.55 25,066.91 14.63 0.00