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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Indian Overseas Bank Banks - Public Sector

  • GoI - PSB
  • BSE Code : 5955.0
  • ISIN : INE565A01014
37.82 0 (0.88%)
  • As on 17 Jun 2025 (EOD)

  • Today’s Low

    37.60

  • Today’s High

    38.98

  • Open

    37.60

  • Perv Close

    37.49

  • 52W Low

    33.50

  • 52W High

    72.60

Key Indicators

  • P/E(TTM)

    21.86

  • Mar.Cap (₹Cr.)

    72,828.42

  • Div & Yield %

    0.00

  • Book Value(₹)

    15.15

  • Debt-Equity Ratio

    0.88

  • AGM Date

    17-Jun-2025

  • EPS

    1.73

  • P/E Ratio

    21.86

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    72,828.42

  • RONW (%)

    6.84

  • ROCE (%)

    0.00

Score Board

  • Equity (₹ in Cr.)

    19,256.59

  • BV (₹)

    15.10

  • Sales( ₹ in Cr.)

    33,676.08

  • NP (in Cr.)

    3,333.38

  • NP Var(%)

    26.0

  • Div%

    0.0

  • CPS (₹)

    1.90

  • EPS (₹)

    1.70

  • Traded Value (₹ in Lakhs)

    72,192.96

  • 52 Week High

    72.60

  • 52 Week Low

    33.50

  • Price BSE

    37.0

  • Price NSE

    37.00

  • Market Capital( in Cr.)

    72,192.96

  • P/C Ratio

    19.10

  • P/E Ratio

    21.40

  • Price Vs.BV

    1.70

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 28,131.01 24,049.73 19,400.33 16,729.87 16,965.53 17,406.11
Other Income 5,545.07 5,656.26 4,108.75 4,903.02 5,559.02 3,359.68
Total Income 33,676.08 29,705.99 23,509.08 21,632.89 22,524.55 20,765.79
EXPENDITURE :            
Interest Expended 17,240.80 14,220.32 11,145.44 10,418.73 11,067.02 12,103.28
Payments to and Provisions for Employees 4,666.40 6,140.13 4,099.05 3,485.77 3,702.78 3,240.72
Operating Expenses & Administrative Expenses 1,193.76 1,077.50 1,009.26 939.76 886.31 885.24
Depreciation 394.46 335.85 259.89 172.19 258.00 300.61
Other Expenses, Provisions & Contingencies 5,668.96 4,519.66 4,647.19 4,837.37 5,770.73 12,580.42
Provision for Tax 17.01 22.67 20.60 31.71 23.24 13.56
Provision Towards Deferred Tax 1,160.00 734.24 228.85 37.81 -15.00 169.36
Total Expenditure 30,341.37 27,050.37 21,410.28 19,923.35 21,693.08 29,293.20
PROFIT & LOSS            
Net Profit / Loss for The Year 3,334.71 2,655.62 2,098.79 1,709.54 831.47 -8,527.40
Extraordinary Items 1.33 1.72 1.42 1.15 1.45 5.63
Adjusted Net Profit 3,333.38 2,653.90 2,097.37 1,708.39 830.02 -8,533.03
Profit brought forward -14,469.29 -16,448.70 -17,999.29 -18,813.86 -18,977.12 -10,275.72
APPROPRIATION            
Transfer to Statutory Reserve 833.68 663.91 524.70 493.21 0.00 0.00
Transfer to Other Reserves 565.06 12.31 23.50 401.76 668.21 174.00
Trans. to Government /Proposed Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet -12,533.33 -14,469.29 -16,448.70 -17,999.29 -18,813.86 -18,977.12
Equity Dividend(%) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 1.73 1.40 1.11 0.90 0.51 -5.19
Earnings Per Share(Adj)-Unit Curr 1.73 1.40 1.11 0.90 0.51 -5.19
Book Value-Unit Curr 15.15 13.34 11.91 10.71 8.96 8.41
Book Value(Adj)-Unit Curr 15.15 13.34 11.91 10.71 8.96 8.41

Shareholding Pattern

  • Promoter Group

    94.61%

  • Public Share Holding

    5.39%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 18,218,326,570 94.61 18,218,326,570 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 18,218,326,570 94.61 18,218,326,570 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 1,500 0.00 1,500 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 80,230,024 0.42 80,230,024 13
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 42,585,060 0.22 42,585,060 24
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 355,249,347 1.84 355,249,347 5
Mutual Funds / UTI 12,948,941 0.07 12,948,941 14
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 49,436,544 0.26 49,436,544 3
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 540,451,416 2.81 540,451,416 60
2] Non Institution
Bodies Corporate 66,198,632 0.34 65,672,032 1,048
Clearing Members 5,265,953 0.03 5,265,953 10
Directors of their Relatives 1,530 0.00 1,530 2
Employees 38,802,240 0.20 38,802,240 7,806
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 8,933,984 0.05 7,868,184 4,747
Foreign Non Institution Other 48,000 0.00 0 1
Hindu Undivided Families 7,333,161 0.04 7,333,161 4,183
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 67,628,035 0.35 67,583,035 1,306
Individuals holding nominal share capital up to Rs. 1 lakh 302,280,380 1.57 280,111,080 958,615
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 439,902 0.00 439,902 20
Others 10 0.00 10 1
Sub Total 497,811,809 2.59 473,957,109 977,802
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 19,256,589,795 100.00 19,232,735,095 977,863

Company Background

Indian Overseas BankBanks - Public Sector

  • Indian Overseas Bank
  • BSE Code : 5955.0
  • ISIN : INE565A01014

  • Incorporation Year

    1937

  • Registered Office

    763 Anna Salai
    , Chennai,
    Tamil Nadu-600002

  • Telephone

    91-44-28519491/28415702/28889392

  • FAX

    91-44-28585675

  • Chairman

    Srinivasan Sridhar

  • Managing Director

    Ajay Kumar Srivastava

  • Company Secretary

  • Auditor

    R Devendra Kumar & Associates/Tej Raj & Pal

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Cameo Corporate Services Ltd
    Subramanian Building,
    1ST Floor No 1,Club House Road
    Mumbai - Chennai - 600002

Indian Overseas Bank Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
I O B 37.82 33,676.08 28,131.01 21.86 0.00
Kotak Mah. Bank 2,136.70 56,072.01 45,798.91 25.82 0.00
HDFC Bank 1,929.60 307,581.57 258,340.58 21.95 0.00
ICICI Bank 1,423.05 165,848.71 142,890.94 21.50 0.00
St Bk of India 792.20 524,172.41 462,489.35 9.97 0.00
Karur Vysya Bank 246.60 9,862.63 8,203.94 10.22 0.00
Bank of Baroda 238.00 138,088.97 121,441.64 6.29 0.00
Federal Bank 204.75 25,267.53 22,188.26 12.42 0.00
Canara Bank 109.15 142,207.87 119,755.07 5.82 0.00
IDBI Bank 92.51 30,037.04 26,426.13 13.23 0.00
UCO Bank 31.35 29,473.55 25,066.91 16.08 0.00