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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

General Insurance Corporation of India Finance & Investments

  • Govt of India
  • BSE Code : 5483.0
  • ISIN : INE481Y01014
337.75 0 (-0.13%)
  • As on 17 Sep 2026 (EOD)
  • Today’s Low

    337.00
  • Today’s High

    342.15
  • Open

    340.45
  • Perv Close

    338.20
  • 52W Low

    337.00
  • 52W High

    417.95

Key Indicators

  • P/E(TTM)

    6.92

  • Mar.Cap (₹Cr.)

    59,254.86

  • Div & Yield %

    3.92

  • Book Value(₹)

    391.91

  • Debt-Equity Ratio

    -0.13

  • AGM Date

    16-Sep-2026

  • EPS

    48.80

  • P/E Ratio

    6.92

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    59,254.86

  • RONW (%)

    14.14

  • ROCE (%)

    10.20

Score Board

  • Equity (₹ in Cr.)

    877.20

  • BV (₹)

    391.90

  • Sales( ₹ in Cr.)

    53,869.74

  • NP (in Cr.)

    8,392.55

  • NP Var(%)

    25.0

  • Div%

    265.0

  • CPS (₹)

    47.90

  • EPS (₹)

    47.80

  • Traded Value (₹ in Lakhs)

    59,254.86

  • 52 Week High

    417.95

  • 52 Week Low

    337.00

  • Price BSE

    338.0

  • Price NSE

    338.00

  • Market Capital( in Cr.)

    59,254.86

  • P/C Ratio

    7.10

  • P/E Ratio

    7.10

  • Price Vs.BV

    47.80

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Operating Income 52,467.69 48,902.77 45,799.53 46,402.00 48,855.69 48,686.75
Other Income 1,402.05 328.87 454.01 1,024.90 522.69 -202.13
Total Income 53,869.74 49,231.64 46,253.54 47,426.90 49,378.38 48,484.62
EXPENDITURE :            
Operating & Administration Expenses 42,532.87 39,959.93 37,280.46 38,902.07 43,638.01 44,866.83
Miscellaneous Expenses 370.32 336.20 878.65 548.49 1,958.62 301.79
Interest 0.00 0.00 0.00 0.58 0.00 0.00
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 167.96 157.55 206.50 218.59 209.76 138.95
Total Expenditure 43,071.15 40,453.68 38,365.61 39,669.73 45,806.39 45,307.57
Gross Profit 10,798.59 8,777.96 7,887.93 7,757.18 3,571.98 3,177.06
Depreciation 5.34 12.32 10.00 7.74 11.84 13.68
Profit Before Tax 10,793.25 8,765.64 7,877.93 7,749.44 3,560.14 3,163.38
Current Tax 2,750.13 2,073.10 1,464.96 2,000.53 1,576.62 1,240.03
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -349.06 -8.82 -84.33 -563.59 -22.22 2.92
Reported Net Profit 8,392.18 6,701.36 6,497.30 6,312.50 2,005.74 1,920.44
Extraordinary Items -0.37 -0.27 -0.04 0.08 -0.11 0.00
Adjusted Net Profit 8,392.55 6,701.63 6,497.34 6,312.42 2,005.85 1,920.44
Adjustment below net profit 0.00 0.00 0.00 0.00 0.00 0.00
Profit/Loss Balance brought forward 22,268.62 17,321.66 12,087.53 6,169.77 4,164.03 2,243.59
Appropriations 1,754.40 1,754.40 1,263.17 394.74 0.00 0.00
P & L Balance carried down 28,906.40 22,268.62 17,321.66 12,087.53 6,169.77 4,164.03
Dividend 0.00 0.00 0.00 394.74 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 265.00 200.00 200.00 144.00 45.00 0.00
Dividend Per Share(Rs) 13.25 10.00 10.00 7.20 2.25 0.00
Earnings Per Share-Unit Curr 47.84 38.20 37.03 35.98 11.43 10.95
Earnings Per Share(Adj)-Unit Curr 47.84 38.20 37.03 35.98 11.43 10.95
Book Value-Unit Curr 369.94 328.45 296.37 239.27 180.44 163.16
Book Value(Adj)-Unit Curr 369.94 328.45 296.37 239.27 180.44 163.16

Shareholding Pattern

  • Promoter Group

    77.40%

  • Public Share Holding

    22.60%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 1,357,847,110 77.40 1,357,847,110 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 1,357,847,110 77.40 1,357,847,110 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 7,731,923 0.44 7,731,923 2
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 42,650,334 2.43 42,650,334 134
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 225,675,898 12.86 225,675,898 16
Mutual Funds / UTI 66,065,084 3.77 66,065,084 23
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 11,555,997 0.66 11,555,997 6
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 353,679,236 20.16 353,679,236 181
2] Non Institution
Bodies Corporate 6,154,014 0.35 6,154,014 573
Clearing Members 142,364 0.01 142,364 2
Directors of their Relatives 1,222 0.00 1,222 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,151,534 0.07 1,151,534 3,035
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 2,107,071 0.12 2,107,039 7,592
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 3,641,032 0.21 3,641,032 39
Individuals holding nominal share capital up to Rs. 1 lakh 29,148,820 1.66 29,147,984 212,914
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 49,336 0.00 49,336 9
Others 478,261 0.03 478,261 4
Sub Total 42,873,654 2.44 42,872,786 224,169
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,754,400,000 100.00 1,754,399,132 224,351

Company Background

General Insurance Corporation of IndiaFinance & Investments

  • General Insurance Corporation of India
  • BSE Code : 5483.0
  • ISIN : INE481Y01014
  • Incorporation Year

    1972

  • Registered Office

    Suraksha 170 J Tata Road
    Churchgate, Mumbai,
    Maharashtra-400020

  • Telephone

    91-22-22867000

  • FAX

    91-22-22884010

  • Chairman

    Hitesh Rameshchandra Joshi

  • Managing Director

    Hitesh Rameshchandra Joshi

  • Company Secretary

    Satheesh Kumar

  • Auditor

    S H B A & CO LLP/S A R A & Associates

  • Face Value

    5

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

General Insurance Corporation of India Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
General Insuranc 337.75 53,849.46 48,900.62 6.92 14.64
SBI Life Insuran 1,699.95 114,263.31 112,965.88 65.58 0.57
ICICI Lombard 1,444.95 27,088.18 25,894.94 29.73 23.54
Star Health Insu 545.65 17,834.39 17,370.92 38.05 9.68
HDFC Life Insur. 530.60 99,764.24 98,286.45 58.37 0.57
ICICI Pru Life 471.15 64,687.25 63,420.38 40.58 0.50
Life Insurance 395.10 981,511.81 972,924.13 8.34 0.93
Go Digit General 250.90 10,477.86 10,197.23 47.07 12.64
New India Assura 183.95 50,453.22 46,499.19 41.24 3.57
Canara HSBC 153.75 11,628.92 11,514.85 111.41 0.32
Niva Bupa Health 79.53 6,696.72 6,473.67 84.61 3.14