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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

General Insurance Corporation of India Finance & Investments

  • Govt of India
  • BSE Code : 5483.0
  • ISIN : INE481Y01014
433.75 6 (1.33%)
  • As on 30 Apr 2025 (EOD)

  • Today’s Low

    423.95

  • Today’s High

    438.30

  • Open

    428.50

  • Perv Close

    428.05

  • 52W Low

    316.50

  • 52W High

    525.50

Key Indicators

  • P/E(TTM)

    10.61

  • Mar.Cap (₹Cr.)

    76,097.10

  • Div & Yield %

    2.31

  • Book Value(₹)

    319.84

  • Debt-Equity Ratio

    1.33

  • AGM Date

    29-Apr-2025

  • EPS

    40.82

  • P/E Ratio

    10.61

Financials Ratios

  • Debt-Equity Ratio

    0.00

  • Mar.Cap (₹Cr.)

    76,097.10

  • RONW (%)

    16.70

  • ROCE (%)

    12.13

Score Board

  • Equity (₹ in Cr.)

    877.20

  • BV (₹)

    319.80

  • Sales( ₹ in Cr.)

    46,368.09

  • NP (in Cr.)

    6,497.35

  • NP Var(%)

    21.0

  • Div%

    200.0

  • CPS (₹)

    37.10

  • EPS (₹)

    37.00

  • Traded Value (₹ in Lakhs)

    75,983.06

  • 52 Week High

    525.50

  • 52 Week Low

    316.50

  • Price BSE

    433.0

  • Price NSE

    434.00

  • Market Capital( in Cr.)

    75,983.06

  • P/C Ratio

    11.70

  • P/E Ratio

    11.70

  • Price Vs.BV

    37.00

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Operating Income 45,196.47 46,402.00 48,855.69 48,686.75 50,128.06 44,296.60
Other Income 1,171.62 1,024.90 522.69 -202.13 1,688.36 91.43
Total Income 46,368.09 47,426.90 49,378.38 48,484.62 51,816.42 44,388.03
EXPENDITURE :            
Operating & Administration Expenses 37,927.22 38,902.07 43,638.01 44,866.83 50,655.33 39,929.41
Miscellaneous Expenses 345.78 548.49 1,958.62 301.79 1,390.40 867.34
Interest 0.65 0.58 0.00 0.00 0.00 26.07
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 206.50 218.59 209.76 138.95 198.85 117.39
Total Expenditure 38,480.15 39,669.73 45,806.39 45,307.57 52,244.58 40,940.21
Gross Profit 7,887.93 7,757.18 3,571.98 3,177.06 -428.16 3,447.81
Depreciation 10.00 7.74 11.84 13.68 17.81 13.99
Profit Before Tax 7,877.93 7,749.44 3,560.14 3,163.38 -445.97 3,433.82
Current Tax 1,464.96 2,000.53 1,576.62 1,240.03 -68.65 1,197.67
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -84.33 -563.59 -22.22 2.92 -18.23 11.85
Reported Net Profit 6,497.30 6,312.50 2,005.74 1,920.44 -359.09 2,224.31
Extraordinary Items -0.04 0.08 -0.11 0.00 -0.34 460.42
Adjusted Net Profit 6,497.34 6,312.42 2,005.85 1,920.44 -358.75 1,763.89
Adjustment below net profit 0.00 0.00 0.00 0.00 -243.43 -243.43
Profit/Loss Balance brought forward 12,087.53 6,169.77 4,164.03 2,243.59 4,030.33 3,233.67
Appropriations 1,263.17 394.74 0.00 0.00 1,184.22 1,184.22
P & L Balance carried down 17,321.66 12,087.53 6,169.77 4,164.03 2,243.59 4,030.33
Dividend 1,263.17 394.74 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 200.00 144.00 45.00 0.00 0.00 135.00
Dividend Per Share(Rs) 10.00 7.20 2.25 0.00 0.00 6.75
Earnings Per Share-Unit Curr 37.03 35.98 11.43 10.95 -2.05 12.68
Earnings Per Share(Adj)-Unit Curr 37.03 35.98 11.43 10.95 -2.05 12.68
Book Value-Unit Curr 296.37 239.27 180.44 163.16 124.96 133.16
Book Value(Adj)-Unit Curr 296.37 239.27 180.44 163.16 124.96 133.16

Shareholding Pattern

  • Promoter Group

    82.40%

  • Public Share Holding

    17.60%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 1,445,567,615 82.40 1,445,567,615 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 1,445,567,615 82.40 1,445,567,615 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 11,206,158 0.64 11,206,158 4
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 33,869,930 1.93 33,869,930 137
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 191,868,763 10.94 191,868,763 11
Mutual Funds / UTI 20,790,349 1.19 20,790,349 18
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 16,014,502 0.91 16,014,502 2
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 273,749,702 15.60 273,749,702 172
2] Non Institution
Bodies Corporate 5,638,503 0.32 5,638,503 487
Clearing Members 180 0.00 180 2
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 938,791 0.05 938,791 2,568
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 1,378,260 0.08 1,378,228 7,537
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 2,022,812 0.12 2,022,812 21
Individuals holding nominal share capital up to Rs. 1 lakh 24,582,100 1.40 24,581,264 215,366
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 55,835 0.00 55,835 5
Others 466,202 0.03 466,202 3
Sub Total 35,082,683 2.00 35,081,815 225,989
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 1,754,400,000 100.00 1,754,399,132 226,162

Company Background

General Insurance Corporation of IndiaFinance & Investments

  • General Insurance Corporation of India
  • BSE Code : 5483.0
  • ISIN : INE481Y01014

  • Incorporation Year

    1972

  • Registered Office

    Suraksha 170 J Tata Road
    Churchgate, Mumbai,
    Maharashtra-400020

  • Telephone

    91-22-22867000

  • FAX

    91-22-22884010

  • Chairman

    N. Ramaswamy

  • Managing Director

    N. Ramaswamy

  • Company Secretary

  • Auditor

    KASG & Co/Mehra Goel & Co

  • Face Value

    5

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

General Insurance Corporation of India Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
General Insuranc 433.10 46,368.09 41,756.98 10.61 10.74
ICICI Lombard 1,854.65 20,602.13 19,752.11 36.66 21.90
SBI Life Insuran 1,728.90 133,665.47 132,631.41 71.80 0.53
Life Insurance 800.40 857,371.85 853,677.22 11.80 0.96
HDFC Life Insur. 714.30 101,789.50 100,774.28 85.34 0.36
ICICI Pru Life 605.10 91,690.80 90,307.29 73.52 0.38
Star Health Insu 398.15 14,026.43 13,578.95 29.71 15.83
Go Digit General 291.45 8,615.38 8,442.74 63.36 5.09
New India Assura 171.15 43,503.99 40,748.25 28.34 3.50
Niva Bupa Health 81.29 4,336.27 4,195.57 90.32 3.07