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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

United Credit Ltd Finance & Investments

  • United Group
  • BSE Code : 5370.0
  • ISIN : INE858C01027
30.95 1 (1.68%)
  • As on 02 Aug 2025 (EOD)

  • Today’s Low

    30.95

  • Today’s High

    31.91

  • Open

    31.91

  • Perv Close

    30.44

  • 52W Low

    24.25

  • 52W High

    43.00

Key Indicators

  • P/E(TTM)

    16.29

  • Mar.Cap (₹Cr.)

    16.49

  • Div & Yield %

    0.00

  • Book Value(₹)

    55.97

  • Debt-Equity Ratio

    1.68

  • AGM Date

    31-Jul-2025

  • EPS

    1.90

  • P/E Ratio

    16.29

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    16.49

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    5.33

  • BV (₹)

    56.00

  • Sales( ₹ in Cr.)

    3.74

  • NP (in Cr.)

    1.01

  • NP Var(%)

    -38.0

  • Div%

    0.0

  • CPS (₹)

    2.00

  • EPS (₹)

    1.90

  • Traded Value (₹ in Lakhs)

    16.49

  • 52 Week High

    43.00

  • 52 Week Low

    24.25

  • Price BSE

    31.0

  • Price NSE

    0.00

  • Market Capital( in Cr.)

    16.49

  • P/C Ratio

    15.20

  • P/E Ratio

    16.30

  • Price Vs.BV

    1.90

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Operating Income 3.58 2.92 2.76 2.71 2.89 2.64
Other Income 0.53 0.00 0.10 0.07 0.07 5.28
Total Income 4.11 2.92 2.86 2.78 2.96 7.92
EXPENDITURE :            
Operating & Administration Expenses 0.81 0.90 0.57 0.46 0.70 0.67
Miscellaneous Expenses 0.40 0.36 0.31 0.35 0.32 2.94
Interest 0.01 0.01 0.00 0.00 0.00 0.00
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 0.74 0.74 0.69 0.73 0.73 0.66
Total Expenditure 1.96 2.01 1.57 1.54 1.75 4.27
Gross Profit 2.14 0.92 1.30 1.22 1.22 3.64
Depreciation 0.07 0.06 0.02 0.03 0.03 0.04
Profit Before Tax 2.07 0.86 1.28 1.19 1.19 3.60
Current Tax 0.49 0.19 0.57 0.37 0.35 0.21
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -0.05 -0.04 -0.05 -0.05 -0.07 1.29
Reported Net Profit 1.64 0.72 0.75 0.87 0.90 2.09
Extraordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Net Profit 1.64 0.72 0.75 0.87 0.90 2.09
Adjustment below net profit 0.00 0.00 0.00 0.00 -0.08 0.00
Profit/Loss Balance brought forward 5.15 4.57 3.97 3.27 3.01 1.36
Appropriations 0.33 0.14 0.15 0.17 0.55 0.44
P & L Balance carried down 6.46 5.15 4.57 3.97 3.27 3.01
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 0.00 0.00 0.00 0.00 0.00 7.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.70
Earnings Per Share-Unit Curr 2.98 1.32 1.37 1.59 1.63 3.81
Earnings Per Share(Adj)-Unit Curr 2.98 1.32 1.37 1.59 1.63 3.81
Book Value-Unit Curr 52.77 49.78 48.48 47.09 45.48 44.66
Book Value(Adj)-Unit Curr 52.77 49.78 48.48 47.09 45.48 44.66

Shareholding Pattern

  • Promoter Group

    57.31%

  • Public Share Holding

    42.69%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 2,299,264 43.16 2,299,264 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 754,000 14.15 754,000 2
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 3,053,264 57.31 3,053,264 3
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 28,137 0.53 0 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 350 0.01 0 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 0 0.00 0 0
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 0 0.00 0 0
Mutual Funds / UTI 0 0.00 0 0
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 0 0.00 0 0
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 28,487 0.53 0 2
2] Non Institution
Bodies Corporate 812,477 15.25 778,517 30
Clearing Members 0 0.00 0 0
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 13,373 0.25 10,253 21
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 15,067 0.28 15,067 39
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 539,170 10.12 539,170 10
Individuals holding nominal share capital up to Rs. 1 lakh 686,475 12.88 522,115 2,529
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 0 0.00 0 0
Others 164,037 3.08 164,037 1
Sub Total 2,246,072 42.16 2,042,092 2,633
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 5,327,823 100.00 5,095,356 2,638

Company Background

United Credit LtdFinance & Investments

  • United Credit Ltd
  • BSE Code : 5370.0
  • ISIN : INE858C01027

  • Incorporation Year

    1970

  • Registered Office

    27B Camac Street
    8th Floor, Kolkata,
    West Bengal-700016

  • Telephone

    91-033-22879359/9360

  • FAX

    91-033-22872047

  • Chairman

    A K Dabriwala

  • Managing Director

    A K Dabriwala

  • Company Secretary

    Deepali Gupta

  • Auditor

    L B Jha & Co

  • Face Value

    10

  • Listing

    BSE

  • Registrar

    CB Management Services Ltd
    P-22,
    Bondel Road,
    Mumbai - Kolkata-700019

United Credit Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
United Credit 30.95 4.11 3.40 16.29 7.39
Mah. Scooters 15,236.95 185.20 182.86 72.12 0.59
Bajaj Holdings 13,819.90 1,600.25 1,512.77 119.05 7.38
Tata Inv.Corpn. 6,778.60 369.49 367.10 121.39 1.09
Alfred Herbert 3,082.00 1.95 1.54 38.09 0.52
GKW 1,753.90 36.63 32.78 -151.46 -2.42
Max Financial 1,471.10 21.71 21.43 -5,448.52 -0.17
Piramal Enterp. 1,196.20 2,257.94 2,138.36 61.88 4.90
Naperol Invest. 1,056.25 1.92 1.91 55.39 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 4.40 0.91 0.00 -27.50 0.00