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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

United Credit Ltd Finance & Investments

  • United Group
  • BSE Code : 5370.0
  • ISIN : INE858C01027
33.00 0 (-0.03%)
  • As on 30 Apr 2025 (EOD)

  • Today’s Low

    30.51

  • Today’s High

    33.40

  • Open

    30.51

  • Perv Close

    33.01

  • 52W Low

    18.55

  • 52W High

    43.00

Key Indicators

  • P/E(TTM)

    12.74

  • Mar.Cap (₹Cr.)

    17.58

  • Div & Yield %

    0.00

  • Book Value(₹)

    55.40

  • Debt-Equity Ratio

    -0.03

  • AGM Date

    29-Apr-2025

  • EPS

    2.59

  • P/E Ratio

    12.74

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    17.58

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    5.33

  • BV (₹)

    55.40

  • Sales( ₹ in Cr.)

    4.11

  • NP (in Cr.)

    1.63

  • NP Var(%)

    126.0

  • Div%

    0.0

  • CPS (₹)

    3.20

  • EPS (₹)

    3.10

  • Traded Value (₹ in Lakhs)

    17.58

  • 52 Week High

    43.00

  • 52 Week Low

    18.55

  • Price BSE

    33.0

  • Price NSE

    0.00

  • Market Capital( in Cr.)

    17.58

  • P/C Ratio

    10.30

  • P/E Ratio

    10.80

  • Price Vs.BV

    3.10

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Operating Income 3.58 2.92 2.76 2.71 2.89 2.64
Other Income 0.53 0.00 0.10 0.07 0.07 5.28
Total Income 4.11 2.92 2.86 2.78 2.96 7.92
EXPENDITURE :            
Operating & Administration Expenses 0.81 0.90 0.57 0.46 0.70 0.67
Miscellaneous Expenses 0.40 0.36 0.31 0.35 0.32 2.94
Interest 0.01 0.01 0.00 0.00 0.00 0.00
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 0.74 0.74 0.69 0.73 0.73 0.66
Total Expenditure 1.96 2.01 1.57 1.54 1.75 4.27
Gross Profit 2.14 0.92 1.30 1.22 1.22 3.64
Depreciation 0.07 0.06 0.02 0.03 0.03 0.04
Profit Before Tax 2.07 0.86 1.28 1.19 1.19 3.60
Current Tax 0.49 0.19 0.57 0.37 0.35 0.21
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -0.05 -0.04 -0.05 -0.05 -0.07 1.29
Reported Net Profit 1.64 0.72 0.75 0.87 0.90 2.09
Extraordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Net Profit 1.64 0.72 0.75 0.87 0.90 2.09
Adjustment below net profit 0.00 0.00 0.00 0.00 -0.08 0.00
Profit/Loss Balance brought forward 5.15 4.57 3.97 3.27 3.01 1.36
Appropriations 0.33 0.14 0.15 0.17 0.55 0.44
P & L Balance carried down 6.46 5.15 4.57 3.97 3.27 3.01
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 0.00 0.00 0.00 0.00 0.00 7.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.70
Earnings Per Share-Unit Curr 2.98 1.32 1.37 1.59 1.63 3.81
Earnings Per Share(Adj)-Unit Curr 2.98 1.32 1.37 1.59 1.63 3.81
Book Value-Unit Curr 52.77 49.78 48.48 47.09 45.48 44.66
Book Value(Adj)-Unit Curr 52.77 49.78 48.48 47.09 45.48 44.66

Shareholding Pattern

  • Promoter Group

    57.31%

  • Public Share Holding

    42.69%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 2,299,264 43.16 2,299,264 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 754,000 14.15 754,000 2
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 3,053,264 57.31 3,053,264 3
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 28,137 0.53 0 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 350 0.01 0 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 0 0.00 0 0
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 0 0.00 0 0
Mutual Funds / UTI 0 0.00 0 0
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 0 0.00 0 0
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 28,487 0.53 0 2
2] Non Institution
Bodies Corporate 825,409 15.49 791,449 31
Clearing Members 0 0.00 0 0
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 13,434 0.25 10,314 21
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 14,994 0.28 14,994 39
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 530,270 9.95 497,811 11
Individuals holding nominal share capital up to Rs. 1 lakh 695,388 13.05 530,616 2,548
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 0 0.00 0 0
Others 164,037 3.08 164,037 1
Sub Total 2,246,072 42.16 2,009,221 2,652
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 5,327,823 100.00 5,062,485 2,657

Company Background

United Credit LtdFinance & Investments

  • United Credit Ltd
  • BSE Code : 5370.0
  • ISIN : INE858C01027

  • Incorporation Year

    1970

  • Registered Office

    27B Camac Street
    8th Floor, Kolkata,
    West Bengal-700016

  • Telephone

    91-033-22879359/9360

  • FAX

    91-033-22872047

  • Chairman

    A K Dabriwala

  • Managing Director

    A K Dabriwala

  • Company Secretary

    Deepali Gupta

  • Auditor

    L B Jha & Co

  • Face Value

    10

  • Listing

    BSE

  • Registrar

    CB Management Services Ltd
    P-22,
    Bondel Road,
    Mumbai - Kolkata-700019

United Credit Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
United Credit 33.00 4.11 3.40 12.74 7.39
Bajaj Holdings 12,325.70 3,175.69 3,111.91 57.02 17.45
Mah. Scooters 11,745.50 223.54 222.50 62.62 0.88
Tata Inv.Corpn. 6,075.75 325.31 322.48 108.81 1.19
Alfred Herbert 2,000.00 1.95 1.54 24.71 0.52
GKW 1,896.20 39.10 38.77 -43.28 5.63
Max Financial 1,308.25 21.71 21.43 -4,360.83 -0.17
Piramal Enterp. 987.70 3,825.21 3,734.30 15.04 5.29
Naperol Invest. 924.35 1.92 1.91 2,718.68 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 3.89 0.74 0.00 -19.45 0.00