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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

LIC Housing Finance Ltd Finance - Housing

  • LIC of India
  • BSE Code : 4248.0
  • ISIN : INE115A01026
523.10 -18 (-3.29%)
  • As on 31 Jul 2026 (EOD)

  • Today’s Low

    521.50

  • Today’s High

    540.20

  • Open

    537.50

  • Perv Close

    540.90

  • 52W Low

    458.90

  • 52W High

    598.20

Key Indicators

  • P/E(TTM)

    5.03

  • Mar.Cap (₹Cr.)

    28,773.80

  • Div & Yield %

    1.91

  • Book Value(₹)

    751.29

  • Debt-Equity Ratio

    -3.29

  • AGM Date

    31-Jul-2026

  • EPS

    104.05

  • P/E Ratio

    5.03

Financials Ratios

  • Debt-Equity Ratio

    8.48

  • Mar.Cap (₹Cr.)

    28,773.80

  • RONW (%)

    16.24

  • ROCE (%)

    8.79

Score Board

  • Equity (₹ in Cr.)

    110.01

  • BV (₹)

    751.30

  • Sales( ₹ in Cr.)

    28,361.52

  • NP (in Cr.)

    5,595.15

  • NP Var(%)

    3.0

  • Div%

    500.0

  • CPS (₹)

    103.90

  • EPS (₹)

    101.70

  • Traded Value (₹ in Lakhs)

    28,771.05

  • 52 Week High

    598.20

  • 52 Week Low

    458.90

  • Price BSE

    523.0

  • Price NSE

    523.00

  • Market Capital( in Cr.)

    28,771.05

  • P/C Ratio

    5.00

  • P/E Ratio

    5.10

  • Price Vs.BV

    101.70

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Operating Income 28,056.12 27,234.11 22,662.62 19,925.50 19,852.92 19,702.88
Other Income 0.10 0.53 11.58 27.52 -5.23 -33.12
Total Income 28,056.22 27,234.64 22,674.20 19,953.02 19,847.69 19,669.76
EXPENDITURE :            
Operating & Administration Expenses 419.27 378.86 360.00 272.98 293.21 237.00
Miscellaneous Expenses 453.36 1,735.79 2,032.47 2,108.88 1,410.71 1,032.75
Interest 19,531.95 18,390.66 16,185.96 14,177.25 14,452.58 14,783.86
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 701.90 609.99 473.21 563.32 293.18 299.09
Total Expenditure 21,106.48 21,115.30 19,051.64 17,122.43 16,449.68 16,352.70
Gross Profit 6,949.74 6,119.34 3,622.56 2,830.59 3,398.01 3,317.06
Depreciation 93.93 65.42 65.56 52.44 49.44 48.07
Profit Before Tax 6,855.81 6,053.92 3,557.00 2,778.15 3,348.57 3,268.99
Current Tax 1,062.33 1,038.00 1,188.05 944.43 936.67 828.98
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 364.46 250.51 -522.08 -453.56 -322.44 38.17
Reported Net Profit 5,429.02 4,765.41 2,891.03 2,287.28 2,734.34 2,401.84
Extraordinary Items 0.08 0.42 0.23 0.05 0.06 0.18
Adjusted Net Profit 5,428.94 4,764.99 2,890.80 2,287.23 2,734.28 2,401.66
Adjustment below net profit -71.81 -3.57 5.03 -4.72 -2.40 -84.48
Profit/Loss Balance brought forward 7,343.41 5,359.12 4,765.60 4,603.32 4,009.89 3,426.07
Appropriations 2,795.05 2,777.54 2,302.53 2,120.27 2,138.50 1,733.53
P & L Balance carried down 9,905.56 7,343.41 5,359.12 4,765.60 4,603.32 4,009.89
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 500.00 450.00 425.00 425.00 425.00 400.00
Dividend Per Share(Rs) 10.00 9.00 8.50 8.50 8.50 8.00
Earnings Per Share-Unit Curr 98.64 86.58 52.53 41.56 54.15 47.57
Earnings Per Share(Adj)-Unit Curr 98.64 86.58 52.53 41.56 54.15 47.57
Book Value-Unit Curr 658.74 570.40 492.38 448.25 406.40 360.29
Book Value(Adj)-Unit Curr 658.74 570.40 492.38 448.25 406.40 360.29

Shareholding Pattern

  • Promoter Group

    45.24%

  • Public Share Holding

    54.76%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 248,842,495 45.24 248,842,495 1
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 248,842,495 45.24 248,842,495 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 308 0.00 308 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 263,462 0.05 263,462 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 118,106,337 21.47 118,106,337 314
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 2,500 0.00 0 1
Insurance Companies 15,794,605 2.87 15,794,605 19
Mutual Funds / UTI 99,115,742 18.02 99,115,742 41
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 436,727 0.08 436,727 5
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 233,719,681 42.49 233,717,181 382
2] Non Institution
Bodies Corporate 6,926,763 1.26 6,911,263 1,059
Clearing Members 402,409 0.07 402,409 48
Directors of their Relatives 0 0.00 0 0
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 2,726,203 0.50 2,725,703 6,272
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 2,129,724 0.39 2,126,224 4,918
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 2,218,758 0.40 2,218,758 11
Individuals holding nominal share capital up to Rs. 1 lakh 51,366,774 9.34 49,786,643 325,043
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 128,021 0.02 127,021 25
Others 1,388,433 0.25 1,388,433 1
Sub Total 67,500,824 12.27 65,899,193 337,490
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 550,063,000 100.00 548,458,869 337,873

Company Background

LIC Housing Finance LtdFinance - Housing

  • LIC Housing Finance Ltd
  • BSE Code : 4248.0
  • ISIN : INE115A01026

  • Incorporation Year

    1989

  • Registered Office

    131 Maker Tower-F 13th Floor
    Cuffe Parade, Mumbai,
    Maharashtra-400005

  • Telephone

  • FAX

  • Chairman

    Doraiswamy Ramchandran

  • Managing Director

    Tribhuwan Adhikari

  • Company Secretary

    Varsha Hardasani

  • Auditor

    S G C O & CO LLP/Khandelwal Jain & Co

  • Face Value

    2

  • Listing

    NSE

  • Registrar

    Sharex Dynamic (India) Pvt Ltd
    Unit No 1 Luthra Ind,
    Andheri Kurla Road ,Safed Pool Andheri(E
    Mumbai - Mumbai - 400 072

LIC Housing Finance Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
LIC Housing Fin. 523.05 28,056.22 28,050.14 5.03 8.93
TVS Holdings 14,696.00 516.59 516.34 93.25 15.52
Mah. Scooters 13,015.30 313.24 312.76 53.40 1.06
Bajaj Holdings 11,339.50 3,184.31 3,130.62 26.81 12.82
Sundaram Finance 4,661.65 7,734.48 7,682.96 28.24 9.60
Alfred Herbert 2,709.95 10.25 10.25 0.46 6.37
Rane Holdings 1,744.15 171.45 165.69 29.44 13.92
GKW 1,630.80 47.96 32.09 -421.40 2.11
Tata Inv.Corpn. 679.25 426.34 420.21 98.16 1.29
Naperol Invest. 646.50 20.14 19.57 34.76 1.06
Aravali Sec 3.93 0.95 0.00 -32.75 0.00