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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Jana Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 40768.0
  • ISIN : INE953L01027
383.15 -20 (-4.95%)
  • As on 24 Oct 2026 (EOD)
  • Today’s Low

    373.75
  • Today’s High

    406.85
  • Open

    406.85
  • Perv Close

    403.10
  • 52W Low

    330.00
  • 52W High

    606.95

Key Indicators

  • P/E(TTM)

    10.68

  • Mar.Cap (₹Cr.)

    4,054.57

  • Div & Yield %

    0.00

  • Book Value(₹)

    422.47

  • Debt-Equity Ratio

    -4.95

  • AGM Date

    23-Oct-2026

  • EPS

    35.88

  • P/E Ratio

    10.68

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    4,054.57

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    105.82

  • BV (₹)

    422.50

  • Sales( ₹ in Cr.)

    6,374.76

  • NP (in Cr.)

    326.43

  • NP Var(%)

    -35.0

  • Div%

    0.0

  • CPS (₹)

    38.00

  • EPS (₹)

    30.80

  • Traded Value (₹ in Lakhs)

    4,054.57

  • 52 Week High

    606.95

  • 52 Week Low

    330.00

  • Price BSE

    383.0

  • Price NSE

    383.00

  • Market Capital( in Cr.)

    4,054.57

  • P/C Ratio

    10.10

  • P/E Ratio

    12.40

  • Price Vs.BV

    30.80

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Interest Earned 5,352.87 4,671.31 4,013.81 3,075.01 2,726.54 2,497.71
Other Income 1,021.90 775.86 670.24 624.86 323.76 235.08
Total Income 6,374.77 5,447.17 4,684.05 3,699.87 3,050.30 2,732.79
EXPENDITURE :            
Interest Expended 2,759.74 2,316.66 1,885.90 1,414.99 1,336.75 1,234.58
Payments to and Provisions for Employees 1,460.22 1,210.42 974.67 777.58 698.99 618.46
Operating Expenses & Administrative Expenses 763.64 587.79 522.32 399.60 311.66 311.89
Depreciation 75.44 60.56 61.91 68.69 80.82 82.68
Other Expenses, Provisions & Contingencies 989.30 798.08 724.90 783.05 616.68 400.88
Provision for Tax 0.00 -27.74 -155.19 0.00 0.00 0.00
Provision Towards Deferred Tax 0.00 0.00 0.00 0.00 0.00 0.00
Total Expenditure 6,048.34 4,945.76 4,014.51 3,443.90 3,044.90 2,648.49
PROFIT & LOSS            
Net Profit / Loss for The Year 326.43 501.42 669.54 255.97 5.41 84.31
Extraordinary Items 0.00 0.00 0.00 0.00 -0.21 -7.73
Adjusted Net Profit 326.43 501.42 669.54 255.97 5.62 92.04
Profit brought forward -3,058.24 -3,425.72 -3,907.87 -4,083.03 -4,083.16 -4,126.65
APPROPRIATION            
Transfer to Statutory Reserve 81.61 125.35 167.39 63.99 1.35 21.08
Transfer to Other Reserves 38.13 8.58 20.00 16.82 3.93 19.74
Trans. to Government /Proposed Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet -2,851.54 -3,058.24 -3,425.72 -3,907.87 -4,083.03 -4,083.16
Equity Dividend(%) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 30.99 47.73 64.02 46.56 1.05 16.62
Earnings Per Share(Adj)-Unit Curr 30.99 47.73 64.02 - - -
Book Value-Unit Curr 424.42 392.01 342.01 274.12 204.37 192.57
Book Value(Adj)-Unit Curr 424.42 392.01 342.01 - - -

Shareholding Pattern

  • Promoter Group

    16.87%

  • Public Share Holding

    83.13%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 17,848,574 16.87 17,848,574 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 17,848,574 16.87 17,848,574 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 5,400,063 5.10 5,400,063 60
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 3,993,306 3.77 3,993,306 3
Mutual Funds / UTI 2,497,667 2.36 2,497,667 8
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 10,745,944 10.15 10,745,944 14
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 22,636,980 21.39 22,636,980 85
2] Non Institution
Bodies Corporate 21,040,841 19.88 21,040,841 488
Clearing Members 1,303 0.00 1,303 2
Directors of their Relatives 251,925 0.24 251,925 2
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,037,299 0.98 1,037,299 922
Foreign Non Institution Other 15,465,895 14.62 15,465,895 14
Hindu Undivided Families 1,100,655 1.04 1,100,655 1,267
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 15,668,927 14.81 15,668,927 135
Individuals holding nominal share capital up to Rs. 1 lakh 10,740,006 10.15 10,740,006 47,764
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 21,572 0.02 21,572 4
Others 8,119 0.01 8,119 2
Sub Total 65,336,542 61.74 65,336,542 50,600
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 105,822,096 100.00 105,822,096 50,686

Company Background

Jana Small Finance Bank LtdBanks - Private Sector

  • Jana Small Finance Bank Ltd
  • BSE Code : 40768.0
  • ISIN : INE953L01027
  • Incorporation Year

    2006

  • Registered Office

    The Fairway B.Park # 10/1 11/2
    12/2B Nxt to EGL Challaghatta, Bangalore,
    Karnataka-560071

  • Telephone

    +91 80 4602 0100

  • FAX

  • Chairman

    Ramalingam Ramaseshan

  • Managing Director

    AJAY CHAMANLAL KANWAL

  • Company Secretary

    Lakshmi R N

  • Auditor

    S R Batliboi & Associates LLP/Batliboi & Purohit

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Jana Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Jana Small Finan 383.15 6,374.76 5,352.87 10.68 0.00
ICICI Bank 1,395.00 200,703.68 169,946.09 18.32 0.00
SBI 957.00 556,240.68 482,797.17 10.77 0.00
HDFC Bank 692.10 370,054.63 307,522.07 13.97 0.00
Kotak Mah. Bank 430.10 67,187.26 55,563.98 28.81 0.00
Federal Bank 340.00 32,135.76 27,695.38 17.29 0.00
Karur Vysya Bank 335.45 13,158.67 11,074.35 10.96 0.00
Bank of Baroda 231.00 142,750.49 126,993.66 7.13 0.00
Canara Bank 116.40 153,204.21 126,366.17 5.36 0.00
IDBI Bank 76.49 35,743.53 28,997.26 10.02 0.00
UCO Bank 21.64 29,740.99 26,281.36 9.09 0.00