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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Jana Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 40768.0
  • ISIN : INE953L01027
541.60 -11 (-1.93%)
  • As on 23 Jul 2026 (EOD)

  • Today’s Low

    537.50

  • Today’s High

    559.75

  • Open

    554.40

  • Perv Close

    552.25

  • 52W Low

    330.00

  • 52W High

    569.80

Key Indicators

  • P/E(TTM)

    15.18

  • Mar.Cap (₹Cr.)

    5,725.50

  • Div & Yield %

    0.00

  • Book Value(₹)

    419.43

  • Debt-Equity Ratio

    -1.93

  • AGM Date

    23-Jul-2026

  • EPS

    35.92

  • P/E Ratio

    15.18

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    5,725.50

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    105.71

  • BV (₹)

    419.40

  • Sales( ₹ in Cr.)

    6,374.76

  • NP (in Cr.)

    326.43

  • NP Var(%)

    -35.0

  • Div%

    0.0

  • CPS (₹)

    30.90

  • EPS (₹)

    30.90

  • Traded Value (₹ in Lakhs)

    5,765.14

  • 52 Week High

    569.80

  • 52 Week Low

    330.00

  • Price BSE

    545.0

  • Price NSE

    542.00

  • Market Capital( in Cr.)

    5,765.14

  • P/C Ratio

    17.60

  • P/E Ratio

    17.60

  • Price Vs.BV

    30.90

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 4,709.79 4,013.81 3,075.01 2,726.54 2,497.71 1,991.52
Other Income 775.86 670.24 624.86 323.76 235.08 433.25
Total Income 5,485.65 4,684.05 3,699.87 3,050.30 2,732.79 2,424.77
EXPENDITURE :            
Interest Expended 2,316.66 1,885.90 1,414.99 1,336.75 1,234.58 980.16
Payments to and Provisions for Employees 1,210.42 974.67 777.58 698.99 618.46 623.76
Operating Expenses & Administrative Expenses 587.79 522.32 399.60 311.66 311.89 398.46
Depreciation 60.56 61.91 68.69 80.82 82.68 92.53
Other Expenses, Provisions & Contingencies 836.56 724.90 783.05 616.68 400.88 299.73
Provision for Tax -27.74 -155.19 0.00 0.00 0.00 0.00
Provision Towards Deferred Tax 0.00 0.00 0.00 0.00 0.00 0.00
Total Expenditure 4,984.24 4,014.51 3,443.90 3,044.90 2,648.49 2,394.64
PROFIT & LOSS            
Net Profit / Loss for The Year 501.42 669.54 255.97 5.41 84.31 30.13
Extraordinary Items 0.00 0.00 0.00 -0.21 -7.73 -2.84
Adjusted Net Profit 501.42 669.54 255.97 5.62 92.04 32.97
Profit brought forward -3,425.72 -3,907.87 -4,083.03 -4,083.16 -4,126.65 -4,130.81
APPROPRIATION            
Transfer to Statutory Reserve 125.35 167.39 63.99 1.35 21.08 7.53
Transfer to Other Reserves 8.58 20.00 16.82 3.93 19.74 18.45
Trans. to Government /Proposed Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Balance carried forward to Balance Sheet -3,058.24 -3,425.72 -3,907.87 -4,083.03 -4,083.16 -4,126.66
Equity Dividend(%) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 47.73 64.02 46.56 1.05 16.62 5.94
Earnings Per Share(Adj)-Unit Curr 47.73 64.02 - - - -
Book Value-Unit Curr 392.01 342.01 274.12 204.37 192.57 176.17
Book Value(Adj)-Unit Curr 392.01 342.01 - - - -

Shareholding Pattern

  • Promoter Group

    16.94%

  • Public Share Holding

    83.06%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 17,848,574 16.94 17,848,574 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 17,848,574 16.94 17,848,574 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 4,223,014 4.01 4,223,014 48
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 3,993,306 3.79 3,993,306 3
Mutual Funds / UTI 1,981,745 1.88 1,981,745 7
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 11,245,816 10.68 11,245,816 14
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 21,443,881 20.36 21,443,881 72
2] Non Institution
Bodies Corporate 21,017,439 19.95 21,017,439 380
Clearing Members 1,360 0.00 1,360 1
Directors of their Relatives 237,763 0.23 237,763 3
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,065,626 1.01 1,065,626 867
Foreign Non Institution Other 17,613,322 16.72 17,613,322 15
Hindu Undivided Families 717,595 0.68 717,595 1,271
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 15,656,718 14.86 15,656,718 47,188
Individuals holding nominal share capital up to Rs. 1 lakh 9,733,203 9.24 9,733,203 129
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 1,572 0.00 1,572 3
Others 3,993 0.00 3,993 2
Sub Total 66,048,591 62.70 66,048,591 49,859
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 105,341,046 100.00 105,341,046 49,932

Company Background

Jana Small Finance Bank LtdBanks - Private Sector

  • Jana Small Finance Bank Ltd
  • BSE Code : 40768.0
  • ISIN : INE953L01027

  • Incorporation Year

    2006

  • Registered Office

    The Fairway B.Park # 10/1 11/2
    12/2B Nxt to EGL Challaghatta, Bangalore,
    Karnataka-560071

  • Telephone

    +91 80 4602 0100

  • FAX

  • Chairman

    Ramalingam Ramaseshan

  • Managing Director

    AJAY CHAMANLAL KANWAL

  • Company Secretary

    Lakshmi R N

  • Auditor

    S R Batliboi & Associates LLP/Batliboi & Purohit

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    KFin Techologies Ltd
    Karvy Selenium Tow-B,
    31&32 Financial Dist,Nanakramguda
    Mumbai - Hyderabad-500032

Jana Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
Jana Small Finan 545.35 5,485.65 4,709.79 15.18 0.00
ICICI Bank 1,433.95 200,703.68 169,946.09 19.72 0.00
SBI 1,012.85 556,240.68 482,797.17 11.68 0.00
HDFC Bank 748.00 370,054.63 307,522.07 15.25 0.00
Kotak Mah. Bank 383.45 67,187.26 55,563.98 25.68 0.00
Federal Bank 354.55 30,166.50 26,365.25 19.75 0.00
Karur Vysya Bank 337.05 13,158.67 11,074.35 11.87 0.00
Bank of Baroda 243.00 142,750.49 126,993.66 6.28 0.00
Canara Bank 125.25 153,204.21 126,366.17 5.92 0.00
IDBI Bank 85.19 35,743.53 28,997.26 9.52 0.00
UCO Bank 26.02 29,740.99 26,281.36 11.56 0.00