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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

CreditAccess Grameen Ltd Finance & Investments

  • MNC Associate
  • BSE Code : 37419.0
  • ISIN : INE741K01010
1,088.55 -59 (-5.10%)
  • As on 30 Apr 2025 (EOD)

  • Today’s Low

    1,073.00

  • Today’s High

    1,140.00

  • Open

    1,140.00

  • Perv Close

    1,147.05

  • 52W Low

    750.20

  • 52W High

    1,551.95

Key Indicators

  • P/E(TTM)

    19.67

  • Mar.Cap (₹Cr.)

    17,386.28

  • Div & Yield %

    0.92

  • Book Value(₹)

    437.56

  • Debt-Equity Ratio

    -5.10

  • AGM Date

    30-Apr-2025

  • EPS

    55.17

  • P/E Ratio

    19.67

Financials Ratios

  • Debt-Equity Ratio

    3.27

  • Mar.Cap (₹Cr.)

    17,386.28

  • RONW (%)

    24.77

  • ROCE (%)

    14.76

Score Board

  • Equity (₹ in Cr.)

    159.72

  • BV (₹)

    437.60

  • Sales( ₹ in Cr.)

    5,172.65

  • NP (in Cr.)

    1,445.93

  • NP Var(%)

    75.0

  • Div%

    100.0

  • CPS (₹)

    93.70

  • EPS (₹)

    90.50

  • Traded Value (₹ in Lakhs)

    17,328.78

  • 52 Week High

    1,551.95

  • 52 Week Low

    750.20

  • Price BSE

    1085.0

  • Price NSE

    1,089.00

  • Market Capital( in Cr.)

    17,328.78

  • P/C Ratio

    11.60

  • P/E Ratio

    12.00

  • Price Vs.BV

    90.50

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar 2019 Mar
INCOME :            
Operating Income 5,118.98 3,487.03 2,668.60 2,027.79 1,683.49 1,282.26
Other Income 53.67 63.73 81.46 3.35 0.87 1.06
Total Income 5,172.65 3,550.76 2,750.06 2,031.14 1,684.36 1,283.32
EXPENDITURE :            
Operating & Administration Expenses 295.46 246.12 180.28 107.00 124.49 88.18
Miscellaneous Expenses 479.07 418.05 616.71 662.15 254.88 86.34
Interest 1,738.36 1,216.12 987.42 744.67 574.82 417.22
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 669.43 515.24 437.62 299.60 259.64 186.05
Total Expenditure 3,182.32 2,395.53 2,222.03 1,813.42 1,213.83 777.79
Gross Profit 1,990.33 1,155.23 528.03 217.72 470.53 505.53
Depreciation 51.15 49.84 47.23 23.43 19.64 7.79
Profit Before Tax 1,939.18 1,105.39 480.80 194.29 450.89 497.74
Current Tax 544.57 238.23 120.28 93.44 159.32 176.35
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -51.32 41.13 7.44 -41.54 -35.93 -0.37
Reported Net Profit 1,445.93 826.03 353.08 142.39 327.50 321.76
Extraordinary Items 0.00 0.00 0.00 0.00 0.00 -0.05
Adjusted Net Profit 1,445.93 826.03 353.08 142.39 327.50 321.81
Adjustment below net profit -0.80 -0.45 0.53 0.17 0.04 -1.24
Profit/Loss Balance brought forward 1,855.10 1,194.73 917.55 815.59 553.55 297.38
Appropriations 0.00 0.00 0.00 0.00 0.00 0.00
P & L Balance carried down 3,011.04 1,855.10 1,194.73 929.68 815.59 553.55
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 100.00 0.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 10.00 0.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 90.72 51.98 22.65 9.15 22.74 22.41
Earnings Per Share(Adj)-Unit Curr 90.72 51.98 22.65 9.15 22.74 22.41
Book Value-Unit Curr 412.22 321.37 267.33 233.63 185.37 164.76
Book Value(Adj)-Unit Curr 412.22 321.37 267.33 233.63 185.37 164.76

Shareholding Pattern

  • Promoter Group

    66.43%

  • Public Share Holding

    33.57%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 106,109,028 66.43 106,109,028 1
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 106,109,028 66.43 106,109,028 1
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 0 0.00 0 0
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 0 0.00 0 0
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 18,172,483 11.38 18,172,483 139
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 2,578,850 1.61 2,578,850 10
Mutual Funds / UTI 16,997,065 10.64 16,997,065 28
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 679,049 0.43 679,049 19
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 38,427,447 24.06 38,427,447 196
2] Non Institution
Bodies Corporate 763,663 0.48 763,663 439
Clearing Members 31,001 0.02 31,001 9
Directors of their Relatives 274,505 0.17 274,505 1
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 848,202 0.53 848,202 2,740
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 237,984 0.15 237,984 1,728
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 4,921,351 3.08 4,921,351 43
Individuals holding nominal share capital up to Rs. 1 lakh 8,048,467 5.04 8,046,583 114,656
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 39,634 0.02 39,634 3
Others 18,340 0.01 18,340 3
Sub Total 15,183,147 9.51 15,181,263 119,622
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 159,719,622 100.00 159,717,738 119,819

Company Background

CreditAccess Grameen LtdFinance & Investments

  • CreditAccess Grameen Ltd
  • BSE Code : 37419.0
  • ISIN : INE741K01010

  • Incorporation Year

    1991

  • Registered Office

    New No 49 (O No 725) 46th Cros
    8th Block Jayanagar, Bangalore,
    Karnataka-560071

  • Telephone

    91-80-22637300

  • FAX

    91-80-26643433

  • Chairman

    George Joseph

  • Managing Director

    Udaya Kumar Hebbar

  • Company Secretary

  • Auditor

    PKF Sridhar & Santhanam LLP/Varma & Varma

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Karvy Computershare Pvt Ltd
    Plot No 17-24 ,
    Vittal Rao Nagar ,Madhapur
    Mumbai - Hyderabad-500081

CreditAccess Grameen Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
CreditAcc. Gram. 1,084.95 5,172.65 5,118.98 19.67 14.76
Bajaj Holdings 11,940.10 3,175.69 3,111.91 55.24 17.45
Mah. Scooters 11,477.70 223.54 222.50 61.19 0.88
Tata Inv.Corpn. 5,941.40 325.31 322.48 106.40 1.19
Alfred Herbert 2,000.00 1.95 1.54 24.71 0.52
GKW 1,896.00 39.10 38.77 -43.28 5.63
Max Financial 1,304.60 21.71 21.43 -4,348.67 -0.17
Piramal Enterp. 967.70 3,825.21 3,734.30 14.74 5.29
Naperol Invest. 940.00 1.92 1.91 2,764.71 -0.08
Bagalkot Udyog 23.90 0.02 0.02 0.00 0.00
Aravali Sec 3.87 0.74 0.00 -19.35 0.00