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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

AU Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 34695.0
  • ISIN : INE949L01017
1,047.30 17 (1.61%)
  • As on 31 Jul 2026 (EOD)

  • Today’s Low

    1,034.90

  • Today’s High

    1,057.40

  • Open

    1,035.00

  • Perv Close

    1,030.70

  • 52W Low

    682.15

  • 52W High

    1,090.40

Key Indicators

  • P/E(TTM)

    27.47

  • Mar.Cap (₹Cr.)

    78,504.46

  • Div & Yield %

    0.10

  • Book Value(₹)

    263.27

  • Debt-Equity Ratio

    1.61

  • AGM Date

    31-Jul-2026

  • EPS

    38.11

  • P/E Ratio

    27.47

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    78,504.46

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    749.59

  • BV (₹)

    263.30

  • Sales( ₹ in Cr.)

    21,614.28

  • NP (in Cr.)

    2,641.25

  • NP Var(%)

    25.0

  • Div%

    10.0

  • CPS (₹)

    35.20

  • EPS (₹)

    35.20

  • Traded Value (₹ in Lakhs)

    78,478.23

  • 52 Week High

    1,090.40

  • 52 Week Low

    682.15

  • Price BSE

    1047.0

  • Price NSE

    1,047.00

  • Market Capital( in Cr.)

    78,478.23

  • P/C Ratio

    29.70

  • P/E Ratio

    29.70

  • Price Vs.BV

    35.20

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 16,063.73 10,554.71 8,205.41 5,921.73 4,950.05 4,285.88
Other Income 2,526.31 1,697.14 1,034.46 993.69 1,420.93 706.09
Total Income 18,590.04 12,251.85 9,239.87 6,915.42 6,370.98 4,991.97
EXPENDITURE :            
Interest Expended 8,052.15 5,397.63 3,780.13 2,687.61 2,584.61 2,376.94
Payments to and Provisions for Employees 3,147.76 2,103.68 1,793.03 1,378.92 980.17 759.62
Operating Expenses & Administrative Expenses 1,386.44 1,194.56 897.01 573.00 354.24 332.93
Depreciation 258.51 225.44 185.42 140.17 104.37 88.62
Other Expenses, Provisions & Contingencies 2,957.12 1,331.11 719.64 681.65 889.09 519.89
Provision for Tax 704.76 487.97 387.37 365.82 347.72 268.92
Provision Towards Deferred Tax -22.63 -23.26 49.35 -41.58 -59.90 -29.73
Total Expenditure 16,484.11 10,717.13 7,811.95 5,785.60 5,200.30 4,317.19
PROFIT & LOSS            
Net Profit / Loss for The Year 2,105.93 1,534.72 1,427.93 1,129.83 1,170.68 674.78
Extraordinary Items -2.70 -1.06 -0.51 -0.48 -0.71 -0.78
Adjusted Net Profit 2,108.63 1,535.78 1,428.44 1,130.31 1,171.39 675.56
Profit brought forward 5,711.02 4,287.14 3,382.42 2,691.10 1,887.32 1,572.03
APPROPRIATION            
Transfer to Statutory Reserve 526.48 383.68 356.98 282.46 292.67 168.70
Transfer to Other Reserves 277.44 198.59 134.72 156.06 74.23 164.36
Trans. to Government /Proposed Dividend 74.32 66.70 31.51 0.00 0.00 26.44
Balance carried forward to Balance Sheet 6,938.71 5,172.88 4,287.14 3,382.42 2,691.10 1,887.32
Equity Dividend(%) 10.00 10.00 10.00 10.00 0.00 0.00
Dividend Per Share(Rs) 1.00 1.00 1.00 1.00 0.00 0.00
Earnings Per Share-Unit Curr 28.29 22.93 21.42 35.88 37.50 22.19
Earnings Per Share(Adj)-Unit Curr 28.29 22.93 21.42 17.94 18.75 11.10
Book Value-Unit Curr 228.90 186.75 163.98 237.30 197.69 142.20
Book Value(Adj)-Unit Curr 228.90 186.75 163.98 118.65 98.85 71.10

Shareholding Pattern

  • Promoter Group

    22.74%

  • Public Share Holding

    77.26%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 10,829,072 1.45 10,829,072 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 159,469,340 21.29 159,469,340 3
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 170,298,412 22.74 170,298,412 4
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 214 0.00 214 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 269,466,590 35.98 269,466,590 677
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 49,128,000 6.56 49,128,000 24
Mutual Funds / UTI 182,879,088 24.42 182,879,088 38
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 13,728,740 1.83 13,728,740 31
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 515,202,632 68.79 515,202,632 771
2] Non Institution
Bodies Corporate 5,496,913 0.73 5,496,888 607
Clearing Members 6,768,939 0.90 6,768,939 39
Directors of their Relatives 149,261 0.02 149,261 3
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,971,653 0.26 1,971,653 3,378
Foreign Non Institution Other 1,704,300 0.23 1,704,300 1
Hindu Undivided Families 586,032 0.08 586,032 3,010
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 30,120,309 4.02 30,120,309 158
Individuals holding nominal share capital up to Rs. 1 lakh 15,275,234 2.04 15,272,818 154,836
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 14,113 0.00 14,113 5
Others 213,129 0.03 213,129 5
Sub Total 63,470,914 8.47 63,468,473 162,119
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 748,971,958 100.00 748,969,517 162,894

Company Background

AU Small Finance Bank LtdBanks - Private Sector

  • AU Small Finance Bank Ltd
  • BSE Code : 34695.0
  • ISIN : INE949L01017

  • Incorporation Year

    1996

  • Registered Office

    19-A Dhuleshwar Garden
    Ajmer Road, Jaipur,
    Rajasthan-302001

  • Telephone

    91-141-4110060

  • FAX

    91-141-4110090

  • Chairman

    Harun Rasid Khan

  • Managing Director

    Sanjay Agarwal

  • Company Secretary

    MANMOHAN PARNAMI

  • Auditor

    MSKA & Associates/Mukund M Chitale & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    MUFG Intime India Pvt Ltd
    C-101 247 Park,
    L B S Marg,Vikhroli West
    Mumbai - Mumbai-400083

AU Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
AU Small Finance 1,046.95 18,590.04 16,063.73 27.47 0.00
ICICI Bank 1,435.25 200,703.68 169,946.09 19.74 0.00
SBI 1,026.80 556,240.68 482,797.17 11.84 0.00
HDFC Bank 747.90 370,054.63 307,522.07 15.24 0.00
Kotak Mah. Bank 390.20 67,187.26 55,563.98 26.14 0.00
Federal Bank 358.75 30,166.50 26,365.25 19.99 0.00
Karur Vysya Bank 342.45 13,158.67 11,074.35 12.06 0.00
Bank of Baroda 242.60 142,750.49 126,993.66 7.49 0.00
Canara Bank 125.00 153,204.21 126,366.17 5.88 0.00
IDBI Bank 83.79 35,743.53 28,997.26 9.36 0.00
UCO Bank 26.18 29,740.99 26,281.36 11.64 0.00