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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

AU Small Finance Bank Ltd Banks - Private Sector

  • Indian Private
  • BSE Code : 34695.0
  • ISIN : INE949L01017
741.05 0 (-0.06%)
  • As on 02 Aug 2025 (EOD)
  • Today’s Low

    739.05
  • Today’s High

    751.45
  • Open

    741.50
  • Perv Close

    741.50
  • 52W Low

    478.35
  • 52W High

    841.00

Key Indicators

  • P/E(TTM)

    25.30

  • Mar.Cap (₹Cr.)

    55,238.64

  • Div & Yield %

    0.13

  • Book Value(₹)

    228.64

  • Debt-Equity Ratio

    -0.06

  • AGM Date

    01-Aug-2025

  • EPS

    29.30

  • P/E Ratio

    25.30

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    55,238.64

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    745.41

  • BV (₹)

    228.60

  • Sales( ₹ in Cr.)

    18,590.04

  • NP (in Cr.)

    2,108.62

  • NP Var(%)

    37.0

  • Div%

    10.0

  • CPS (₹)

    31.80

  • EPS (₹)

    28.30

  • Traded Value (₹ in Lakhs)

    55,261.00

  • 52 Week High

    841.00

  • 52 Week Low

    478.35

  • Price BSE

    741.0

  • Price NSE

    741.00

  • Market Capital( in Cr.)

    55,261.00

  • P/C Ratio

    23.30

  • P/E Ratio

    26.20

  • Price Vs.BV

    28.30

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Interest Earned 16,063.73 10,554.71 8,205.41 5,921.73 4,950.05 4,285.88
Other Income 2,526.31 1,697.14 1,034.46 993.69 1,420.93 706.09
Total Income 18,590.04 12,251.85 9,239.87 6,915.42 6,370.98 4,991.97
EXPENDITURE :            
Interest Expended 8,052.15 5,397.63 3,780.13 2,687.61 2,584.61 2,376.94
Payments to and Provisions for Employees 3,147.76 2,103.68 1,793.03 1,378.92 980.17 759.62
Operating Expenses & Administrative Expenses 1,386.44 1,194.56 897.01 573.00 354.24 332.93
Depreciation 258.51 225.44 185.42 140.17 104.37 88.62
Other Expenses, Provisions & Contingencies 2,957.12 1,331.11 719.64 681.65 889.09 519.89
Provision for Tax 704.76 487.97 387.37 365.82 347.72 268.92
Provision Towards Deferred Tax -22.63 -23.26 49.35 -41.58 -59.90 -29.73
Total Expenditure 16,484.11 10,717.13 7,811.95 5,785.60 5,200.30 4,317.19
PROFIT & LOSS            
Net Profit / Loss for The Year 2,105.93 1,534.72 1,427.93 1,129.83 1,170.68 674.78
Extraordinary Items -2.70 -1.06 -0.51 -0.48 -0.71 -0.78
Adjusted Net Profit 2,108.63 1,535.78 1,428.44 1,130.31 1,171.39 675.56
Profit brought forward 5,711.02 4,287.14 3,382.42 2,691.10 1,887.32 1,572.03
APPROPRIATION            
Transfer to Statutory Reserve 526.48 383.68 356.98 282.46 292.67 168.70
Transfer to Other Reserves 277.44 198.59 134.72 156.06 74.23 164.36
Trans. to Government /Proposed Dividend 74.32 66.70 31.51 0.00 0.00 26.44
Balance carried forward to Balance Sheet 6,938.71 5,172.88 4,287.14 3,382.42 2,691.10 1,887.32
Equity Dividend(%) 10.00 10.00 10.00 10.00 0.00 0.00
Dividend Per Share(Rs) 1.00 1.00 1.00 1.00 0.00 0.00
Earnings Per Share-Unit Curr 28.29 22.93 21.42 35.88 37.50 22.19
Earnings Per Share(Adj)-Unit Curr 28.29 22.93 21.42 17.94 18.75 11.10
Book Value-Unit Curr 228.90 186.75 163.98 237.30 197.69 142.20
Book Value(Adj)-Unit Curr 228.90 186.75 163.98 118.65 98.85 71.10

Shareholding Pattern

  • Promoter Group

    22.85%

  • Public Share Holding

    77.15%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 10,829,072 1.45 10,829,072 1
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 159,469,340 21.40 159,469,340 3
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 170,298,412 22.85 170,298,412 4
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 0 0.00 0 0
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 214 0.00 214 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 280,816,531 37.68 280,816,531 607
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 43,314,250 5.81 43,314,250 20
Mutual Funds / UTI 153,167,590 20.55 153,167,590 31
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 18,679,536 2.51 18,679,536 34
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 495,978,121 66.56 495,978,121 693
2] Non Institution
Bodies Corporate 12,758,937 1.71 12,758,912 1,067
Clearing Members 1,112,975 0.15 1,112,975 7
Directors of their Relatives 13,908,577 1.87 13,908,577 5
Employees 0 0.00 0 0
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 3,087,866 0.41 3,087,866 5,025
Foreign Non Institution Other 3,350,159 0.45 3,350,159 2
Hindu Undivided Families 717,859 0.10 717,859 3,368
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 19,545,537 2.62 19,304,973 180
Individuals holding nominal share capital up to Rs. 1 lakh 22,738,051 3.05 22,735,624 179,650
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 4,403 0.00 4,403 10
Others 312,095 0.04 312,095 4
Sub Total 78,916,457 10.59 78,673,441 189,422
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 745,192,990 100.00 744,949,974 190,119

Company Background

AU Small Finance Bank LtdBanks - Private Sector

  • AU Small Finance Bank Ltd
  • BSE Code : 34695.0
  • ISIN : INE949L01017
  • Incorporation Year

    1996

  • Registered Office

    19-A Dhuleshwar Garden
    Ajmer Road, Jaipur,
    Rajasthan-302001

  • Telephone

    91-141-4110060

  • FAX

    91-141-4110090

  • Chairman

    Harun Rasid Khan

  • Managing Director

    Sanjay Agarwal

  • Company Secretary

    MANMOHAN PARNAMI

  • Auditor

    MSKA & Associates/Mukund M Chitale & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Link Intime India Pvt Ltd
    C-13 Pannalal Silk,
    Mills Cmpd LBS Marg,Bhandup West
    Mumbai - Mumbai - 400 078

AU Small Finance Bank Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
AU Small Finance 741.35 18,590.04 16,063.73 25.30 0.00
HDFC Bank 2,012.25 346,149.32 300,517.04 22.27 0.00
Kotak Mah. Bank 1,992.10 67,880.86 52,919.73 29.38 0.00
ICICI Bank 1,471.40 165,848.71 142,890.94 21.46 0.00
St Bk of India 793.95 524,172.41 462,489.35 10.34 0.00
Karur Vysya Bank 259.75 11,507.59 9,678.04 10.44 0.00
Bank of Baroda 235.10 138,088.97 121,441.64 6.18 0.00
Federal Bank 195.95 25,267.53 22,188.26 11.88 0.00
Canara Bank 105.85 142,207.87 119,755.07 5.37 0.00
IDBI Bank 90.17 33,826.02 28,902.03 12.42 0.00
UCO Bank 29.12 29,473.55 25,066.91 14.63 0.00