• SENSEX 73,123.83
    -125.56 (--0.17%)
  • BANKNIFTY 54,925.70
    -51.20 (--0.09%)
  • SBI
    950.75 900.80(%)
  • Cyient
    1,268.00 1,226.25(%)
  • NSE
    1,640.25 1,683.00(%)
  • IndusInd Bank
    831.35 750.45(%)
  • Eternal
    317.50 344.75(%)
  • JSW Energy
    440.25 428.00(%)
  • Voltas
    940.00 970.70(%)
  • Swiggy
    174.90 207.75(%)
  • Persistent Systems
    5,688.80 4,242.65(%)
  • Cupid
    302.45 45.40(%)
  • TCS
    2,624.75 3,336.70(%)
  • Infosys
    1,198.30 1,727.85(%)
  • Havells India
    1,003.65 1,015.20(%)
  • PC Jeweller
    17.08 7.45(%)
  • Bharat Forge
    1,680.45 1,265.00(%)
  • C P C L
    1,529.95 1,677.00(%)
  • Netweb Technol.
    4,238.00 2,942.45(%)
  • Lenskart Solut.
    615.80 355.70(%)
  • Divi's Lab.
    8,800.00 5,648.00(%)
  • Reliance Industries
    1,201.95 1,611.20(%)
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

PNB Housing Finance Ltd Finance - Housing

  • Indian Private
  • BSE Code : 16474.0
  • ISIN : INE572E01012
1,089.10 -49 (-4.34%)
  • As on 23 Oct 2026 (EOD)

  • Today’s Low

    1,074.60

  • Today’s High

    1,137.60

  • Open

    1,132.70

  • Perv Close

    1,138.50

  • 52W Low

    729.60

  • 52W High

    1,224.80

Key Indicators

  • P/E(TTM)

    12.32

  • Mar.Cap (₹Cr.)

    28,404.15

  • Div & Yield %

    0.72

  • Book Value(₹)

    737.18

  • Debt-Equity Ratio

    -4.34

  • AGM Date

    23-Oct-2026

  • EPS

    90.13

  • P/E Ratio

    12.32

Financials Ratios

  • Debt-Equity Ratio

    4.18

  • Mar.Cap (₹Cr.)

    28,404.15

  • RONW (%)

    11.61

  • ROCE (%)

    9.24

Score Board

  • Equity (₹ in Cr.)

    260.80

  • BV (₹)

    737.20

  • Sales( ₹ in Cr.)

    8,514.29

  • NP (in Cr.)

    2,328.35

  • NP Var(%)

    19.0

  • Div%

    80.0

  • CPS (₹)

    91.80

  • EPS (₹)

    89.30

  • Traded Value (₹ in Lakhs)

    29,408.25

  • 52 Week High

    1,224.80

  • 52 Week Low

    729.60

  • Price BSE

    1128.0

  • Price NSE

    1,139.00

  • Market Capital( in Cr.)

    29,408.25

  • P/C Ratio

    12.30

  • P/E Ratio

    12.60

  • Price Vs.BV

    89.30

View More
Invest Now!

Navigate The Market With Confidence

Your all-in-one destination for expert investment guidance and streamlined portfolio management solutions

Financials

All Values are in (₹Cr)
Particulars(INCOME) 2026 Mar 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar
INCOME :            
Operating Income 8,500.37 7,651.36 7,016.30 6,490.55 6,141.09 7,565.20
Other Income 13.92 9.86 7.68 1.84 4.83 18.78
Total Income 8,514.29 7,661.22 7,023.98 6,492.39 6,145.92 7,583.98
EXPENDITURE :            
Operating & Administration Expenses 398.40 355.50 278.90 202.11 177.48 147.57
Miscellaneous Expenses -342.86 -128.18 193.95 756.88 606.39 914.90
Interest 5,001.96 4,552.90 4,264.34 3,901.02 4,066.05 5,099.64
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 386.82 329.38 264.13 214.34 180.05 176.37
Total Expenditure 5,444.32 5,109.60 5,001.32 5,074.35 5,029.97 6,338.48
Gross Profit 3,069.97 2,551.62 2,022.66 1,418.04 1,115.95 1,245.50
Depreciation 66.17 55.75 50.98 51.23 53.18 58.78
Profit Before Tax 3,003.80 2,495.87 1,971.68 1,366.81 1,062.77 1,186.72
Current Tax 577.26 566.88 420.89 83.38 242.56 407.96
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 98.66 -19.96 23.37 227.16 -1.71 -146.46
Reported Net Profit 2,327.88 1,948.95 1,527.42 1,056.27 821.92 925.22
Extraordinary Items -0.47 0.00 -0.19 -0.15 -0.15 -2.43
Adjusted Net Profit 2,328.35 1,948.95 1,527.61 1,056.42 822.07 927.65
Adjustment below net profit 0.09 -0.50 0.17 13.18 18.05 1.27
Profit/Loss Balance brought forward 7,976.40 6,410.71 5,189.12 4,331.67 3,656.70 2,920.79
Appropriations 464.78 337.76 236.00 45.00 124.00 190.58
P & L Balance carried down 9,714.01 7,976.40 6,410.71 5,189.12 4,331.67 3,656.70
Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 80.00 50.00 0.00 0.00 0.00 0.00
Dividend Per Share(Rs) 8.00 5.00 0.00 0.00 0.00 0.00
Earnings Per Share-Unit Curr 89.34 74.98 58.81 62.55 48.75 54.98
Earnings Per Share(Adj)-Unit Curr 89.34 74.98 58.81 51.79 40.36 45.52
Book Value-Unit Curr 737.89 647.62 574.94 648.61 581.29 526.96
Book Value(Adj)-Unit Curr 737.89 647.62 574.94 537.02 481.28 436.30

Shareholding Pattern

  • Promoter Group

    28.01%

  • Public Share Holding

    71.99%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 0 0.00 0 0
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 73,051,205 28.01 73,051,205 1
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 73,051,205 28.01 73,051,205 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 1,060 0.00 1,060 1
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 113,000 0.04 113,000 1
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 37,007,453 14.19 37,007,453 177
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 20,535,222 7.87 20,535,222 20
Mutual Funds / UTI 95,087,445 36.46 95,087,445 43
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 12,818,569 4.92 12,818,569 34
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 165,562,749 63.48 165,562,749 276
2] Non Institution
Bodies Corporate 2,459,089 0.94 2,459,089 1,198
Clearing Members 14,312 0.01 14,312 34
Directors of their Relatives 9,161 0.00 9,161 2
Employees 181,625 0.07 181,625 74
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 1,090,061 0.42 1,090,061 4,394
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 648,313 0.25 648,313 4,095
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 2,714,528 1.04 2,714,528 57
Individuals holding nominal share capital up to Rs. 1 lakh 14,800,697 5.68 14,800,697 153,680
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 27,943 0.01 27,943 9
Others 8,819 0.00 8,819 3
Sub Total 22,189,959 8.51 22,189,959 163,686
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 260,803,913 100.00 260,803,913 163,963

Company Background

PNB Housing Finance LtdFinance - Housing

  • PNB Housing Finance Ltd
  • BSE Code : 16474.0
  • ISIN : INE572E01012

  • Incorporation Year

    1988

  • Registered Office

    9th Floor Antrish Bhawan
    22 Kasthurba Gandhi Marg, New Delhi,
    New Delhi-110001

  • Telephone

    91-11-23445200

  • FAX

    91-11-23736857

  • Chairman

    Devendran Surendran

  • Managing Director

    Ajai Kumar Shukla

  • Company Secretary

    VEENA G KAMAT

  • Auditor

    CNK & Associates LLP/M M Nissim & Co LLP

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    MUFG Intime India Pvt Ltd
    C-101 247 Park,
    L B S Marg,Vikhroli West
    Mumbai - Mumbai-400083

PNB Housing Finance Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
PNB Housing 1,110.00 8,514.29 8,511.22 12.32 9.44
Mah. Scooters 11,839.10 313.24 312.76 44.40 1.06
Bajaj Holdings 11,175.00 3,184.31 3,130.62 41.23 12.82
TVS Holdings 11,083.55 516.59 516.34 70.33 15.52
Alfred Herbert 2,650.00 44.77 44.73 5.59 12.10
GKW 1,561.80 47.96 32.09 -174.50 2.11
Rane Holdings 1,419.80 171.45 165.69 23.21 13.92
Max Financial 1,213.70 30.68 25.79 4,495.19 0.05
Tata Inv.Corpn. 548.85 426.34 420.21 74.07 1.29
Naperol Invest. 525.30 26.80 26.72 27.97 1.07
Aravali Sec 3.71 0.95 0.00 -30.92 0.00