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  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison
Overview
  • Overview
  • Key Ratios
  • Financials
  • Shareholding
  • Company Info
  • Peer Comparison

Indian Railway Finance Corporation Ltd Finance - Term-Lending Institutions

  • GoI - FIs
  • BSE Code : 12854.0
  • ISIN : INE053F01010
89.15 0 (0.26%)
  • As on 31 Jul 2026 (EOD)

  • Today’s Low

    88.43

  • Today’s High

    89.88

  • Open

    89.50

  • Perv Close

    88.92

  • 52W Low

    86.02

  • 52W High

    137.17

Key Indicators

  • P/E(TTM)

    16.21

  • Mar.Cap (₹Cr.)

    116,505.73

  • Div & Yield %

    1.18

  • Book Value(₹)

    43.42

  • Debt-Equity Ratio

    0.26

  • AGM Date

    31-Jul-2026

  • EPS

    5.50

  • P/E Ratio

    16.21

Financials Ratios

  • Debt-Equity Ratio

    -

  • Mar.Cap (₹Cr.)

    116,505.73

  • RONW (%)

    -

  • ROCE (%)

    -

Score Board

  • Equity (₹ in Cr.)

    13,068.51

  • BV (₹)

    43.40

  • Sales( ₹ in Cr.)

    27,319.74

  • NP (in Cr.)

    7,009.17

  • NP Var(%)

    8.0

  • Div%

    11.0

  • CPS (₹)

    5.40

  • EPS (₹)

    5.40

  • Traded Value (₹ in Lakhs)

    116,544.94

  • 52 Week High

    137.17

  • 52 Week Low

    86.02

  • Price BSE

    89.0

  • Price NSE

    89.00

  • Market Capital( in Cr.)

    116,544.94

  • P/C Ratio

    16.60

  • P/E Ratio

    16.60

  • Price Vs.BV

    5.40

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Financials

All Values are in (₹Cr)
Particulars(INCOME) 2025 Mar 2024 Mar 2023 Mar 2022 Mar 2021 Mar 2020 Mar
INCOME :            
Operating Income 27,152.94 26,649.51 23,891.95 20,299.38 15,770.51 13,421.02
Other Income 3.47 6.41 40.68 2.22 0.35 0.07
Total Income 27,156.41 26,655.92 23,932.63 20,301.60 15,770.86 13,421.09
EXPENDITURE :            
Operating & Administration Expenses 11.72 11.58 12.43 11.40 8.06 6.65
Miscellaneous Expenses 128.78 110.15 108.82 100.49 97.35 52.93
Interest 20,495.09 20,101.47 17,447.21 14,074.78 11,237.05 10,162.70
Less: Pre-operative Expenses Capitalised 0.00 0.00 0.00 0.00 0.00 0.00
Employee Expense 13.51 11.17 13.10 10.75 7.85 6.27
Total Expenditure 20,649.10 20,234.37 17,581.56 14,197.42 11,350.31 10,228.55
Gross Profit 6,507.31 6,421.55 6,351.08 6,104.18 4,420.56 3,192.55
Depreciation 5.31 9.44 14.06 14.03 4.43 0.46
Profit Before Tax 6,502.00 6,412.11 6,337.02 6,090.15 4,416.13 3,192.09
Current Tax 0.00 0.00 0.00 0.32 0.00 0.00
Fringe Benefit tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 0.00 0.00 0.00 0.00 0.00 0.00
Reported Net Profit 6,502.00 6,412.11 6,337.01 6,089.84 4,416.13 3,192.10
Extraordinary Items -0.04 -0.04 -0.02 0.00 -0.02 -0.01
Adjusted Net Profit 6,502.04 6,412.15 6,337.03 6,089.84 4,416.15 3,192.11
Adjustment below net profit -0.26 0.45 0.61 0.56 -662.68 -41.15
Profit/Loss Balance brought forward 10,945.33 7,775.47 5,364.19 1,498.03 500.00 6,280.79
Appropriations 4,306.16 3,242.70 3,136.20 2,224.24 2,755.42 9,594.42
P & L Balance carried down 13,140.91 10,945.33 8,565.61 5,364.19 1,498.03 -162.68
Dividend 2,090.96 1,045.48 1,045.48 1,006.28 1,372.19 0.00
Preference Share Dividend 0.00 0.00 0.00 0.00 0.00 0.00
Equity Dividend Rate (%) 16.00 15.00 15.00 14.00 10.50 0.00
Dividend Per Share(Rs) 1.60 1.50 1.50 1.40 1.05 0.00
Earnings Per Share-Unit Curr 4.98 4.91 4.85 4.66 3.38 2.69
Earnings Per Share(Adj)-Unit Curr 4.98 4.91 4.85 4.66 3.38 -
Book Value-Unit Curr 40.30 37.63 34.79 31.37 27.48 25.50
Book Value(Adj)-Unit Curr 40.30 37.63 34.79 31.37 27.48 -

Shareholding Pattern

  • Promoter Group

    82.90%

  • Public Share Holding

    17.10%

Category of Shareholder No of Shares % Holdings Demat Shares Shareholders
A]. Promoter & Group
Foreign (Promoter & Group) - Bodies Corporate 0 0.00 0 0
Foreign (Promoter & Group)-Individuals (Non-Resident / Foreign) 0 0.00 0 0
Foreign Promoter(Institutional) 0 0.00 0 0
Promoter Others 0 0.00 0 0
Sub Total 0 0.00 0 0
[2] INDIAN
Bodies Corporate-Indian (Promoter & Group) 0 0.00 0 0
Government(Central / State)-Indian (Promoter & Group) 10,833,651,764 82.90 10,833,651,764 1
Directors & their Relatives-Indian (Promoter & Group) 0 0.00 0 0
Financial Institutions / Banks-Indian (Promoter & Group) 0 0.00 0 0
Individuals / Hindu Undivided Family-Indian (Promoter & Group) 0 0.00 0 0
Partnership Firms-Indian (Promoter & Group) 0 0.00 0 0
Persons Acting in Concert 0 0.00 0 0
Trusts 0 0.00 0 0
Others 0 0.00 0 0
Sub Total 10,833,651,764 82.90 10,833,651,764 1
Total ShareHolding for Promoter & Group
B]. Publice Share Holding
1] Institution
Government(Central / State) 273,294 0.00 273,294 5
Clearing Members 0 0.00 0 0
Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
Financial Institutions / Banks 5,797,100 0.04 5,797,100 3
Foreign Bank 0 0.00 0 0
Foreign Bodies Corporate/OCBs/FBC 0 0.00 0 0
Foreign Collaborators 0 0.00 0 0
Foreign Institutional Investors 153,676,318 1.18 153,676,318 108
Foreign Venture Capital Investors 0 0.00 0 0
Foreign Institution Other 0 0.00 0 0
Insurance Companies 468,545,801 3.59 468,545,801 9
Mutual Funds / UTI 39,037,894 0.30 39,037,894 25
Individuals (Non-Resident / Foreign) 0 0.00 0 0
NSDL Intransit 0 0.00 0 0
Others 6,025,483 0.05 6,025,483 7
Trusts 0 0.00 0 0
Venture Capital Funds 0 0.00 0 0
Sub total 673,355,890 5.15 673,355,890 157
2] Non Institution
Bodies Corporate 23,739,952 0.18 23,739,952 1,727
Clearing Members 8,221,161 0.06 8,221,161 80
Directors of their Relatives 50 0.00 50 1
Employees 88,670 0.00 88,670 52
Escrow Account 0 0.00 0 0
Foreign Corporate Bodies 0 0.00 0 0
Foreign Direct Investments 0 0.00 0 0
NRIs/Foreign Individuals/Foreign Nationals 29,125,254 0.22 29,125,254 22,233
Foreign Non Institution Other 0 0.00 0 0
Hindu Undivided Families 26,855,039 0.21 26,855,039 21,918
Indian Public 0 0.00 0 0
Individuals holding nominal share capital in excess of Rs. 1 lakh 149,679,539 1.15 149,679,539 3,131
Individuals holding nominal share capital up to Rs. 1 lakh 1,320,507,972 10.10 1,320,506,722 5,036,949
Market Maker 0 0.00 0 0
NSDL Transit 0 0.00 0 0
Shares in transit 0 0.00 0 0
Societies 0 0.00 0 0
Trust & Foundation 2,275,931 0.02 2,275,931 30
Others 2,005 0.00 2,005 2
Sub Total 1,561,498,346 11.95 1,561,497,096 5,086,330
Total Public Shareholding
C]. Shares held by Custodians and against which Depository Receipts have been issued
ADR 0 0.00 0 0
GDR 0 0.00 0 0
Other Custodians 0 0.00 0 0
Total Shares held by Custodians and against which Depository Receipts have been issued 0 0.00 0 0
Grand Total ( A + B + C ) 13,068,506,000 100.00 13,068,504,750 5,086,488

Company Background

Indian Railway Finance Corporation LtdFinance - Term-Lending Institutions

  • Indian Railway Finance Corporation Ltd
  • BSE Code : 12854.0
  • ISIN : INE053F01010

  • Incorporation Year

    1986

  • Registered Office

    UG Flr East Tower NBCC Place
    Pragati Vihar Lodhi Road, New Delhi,
    New Delhi-110003

  • Telephone

    91-11-24369766 / 24368068

  • FAX

    91-11-24369770

  • Chairman

    Manoj Kumar Dubey

  • Managing Director

  • Company Secretary

  • Auditor

    O P Totla & Co

  • Face Value

    10

  • Listing

    NSE

  • Registrar

    Beetal Fin.& Comp. Ser.(P) Ltd
    Beetal House 99,
    Madangir Behind LSC,Nr Dada Harsukhdar
    Mumbai - Delhi - 110062

Indian Railway Finance Corporation Ltd Peer Comparison

Profit & Loss
Financial Ratios
Balance Sheet
Select Company Name LTP (₹) Revenue Sales P/E Ratio ROCE %
I R F C 89.18 27,156.41 27,152.86 16.21 5.83
TVS Holdings 14,696.00 516.59 516.34 93.25 15.52
Mah. Scooters 13,015.30 313.24 312.76 53.40 1.06
Bajaj Holdings 11,339.50 3,184.31 3,130.62 26.81 12.82
Sundaram Finance 4,661.65 7,734.48 7,682.96 28.24 9.60
Alfred Herbert 2,709.95 10.25 10.25 0.46 6.37
Rane Holdings 1,744.15 171.45 165.69 29.44 13.92
GKW 1,630.80 47.96 32.09 -421.40 2.11
Tata Inv.Corpn. 679.25 426.34 420.21 98.16 1.29
Naperol Invest. 646.50 20.14 19.57 34.76 1.06
Aravali Sec 3.93 0.95 0.00 -32.75 0.00