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At a particular given fixed point of time in future … eg. Say at your age 55 years
Monthly Investment …
(Rs)
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(Years)
Expected rate of returns p.a.
(%)
Delay in starting SIP from today
(Months)
Result
Your End Investment Value, if you had started MF SIP today ...
(Rs)
Your End Investment Value, if you delay you delay your investments...
(Rs)
The cost of delay is …
(Rs)
Another Perspective …
If you do delay your investment, then …
You would loose Rs
in todays worth of money !!