Equity Analysis

Particulars	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Credit-Deposit(%)	87.60	83.63	81.67	87.06	89.70
Investment / Deposit (%)	32.90	34.76	33.18	29.92	32.44
Cash / Deposit (%)	8.30	8.20	4.05	4.17	4.73
Interest Expended / Interest Earned (%)	37.08	37.80	42.85	49.87	53.09
Other Income / Total Income (%)	17.14	18.13	15.72	16.63	16.31
Operating Expenses / Total Income (%)	32.90	32.07	26.51	27.14	26.20
Interest Income / Total Funds (%)	7.45	6.65	7.21	8.01	8.27
Interest Expended / Total Funds (%)	2.76	2.51	3.09	3.99	4.39
Net Interest Income / Total Funds (%)	4.69	4.14	4.12	4.01	3.88
Non Interest Income / Total Funds (%)	1.54	1.47	1.35	1.60	1.61
Operating Expenses / Total Funds (%)	2.96	2.60	2.27	2.61	2.59
Profit before Provisions / Total Funds (%)	3.23	2.96	3.16	2.98	2.89
Net Profit / Total funds (%)	2.38	2.11	1.87	1.77	1.69
RONW (%)	14.06	12.62	12.39	13.08	12.18